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Time to be completely honest

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Comments

  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    :)

    Thanks - will try that!

    Lost another 1.5lbs tonight at SW so thats good. My friend has joined as well so that'll be good for motivation too.

    Sea xx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Hi Sea well done on the weight loss...
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Hi all!

    Not updated for a week now - will have gained weight tonight so will skim over that one I think!!

    Had a mad weekend in London- spent a little more (ok a lot!!) than I intended but it was the last of the set aside ebay money and I don't regret a penny :) Really helped the OH and me too as we got time to talk away from our usual life. I'm feeling a little hopeful about our relationship actually, but still very early days...

    This week I want to find out the actual balances of my outstanding debts, as I think what the CCCS has recorded isn't right.

    No dvd, need to STILL ring and admit!! And cancel of course!

    Must dash as kids dancing around now and need calming down - took 6.5 hours to get back home from London today -we were making good time, but then the M6 was closed and allsorts of delays - arghhhhh. Kids were soooo good though.

    Am going to set myself a few flylady and financial clearing challenges this week as am off on half term. :) Also want to have a few NSDs, although won't count the budgeted amounts in the days (CCCS payment etc). Need to go shopping as well, but full menu plan here I come!

    Hope all are well and happy. Thank goodness the sun has come out today - can't believe how cold it was in London (I really miss it still) - we must have taken the lancashire weather with us!

    Sea xx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Hi Sea ..glad you had a good time in london and you and OH are getting on better....and you're back in FFW mode...well done
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Been sorting the finances and checking balances - if HSBC will just stop charging me then I think my DFD has got even closer, as some of the figures I had two weeks ago have changed and now the DFD is November 2013!! :D

    So hopefully will bring this even closer - got a few ideas on extra income etc and need to really think about it all this week. Time to part with a few more expensive things on Ebay for a start! Must also ring the exam board to chase up the info about the exam marking...

    So tomorrow I aim to:

    *Ring exam board
    *Go to library
    *Plan menu for next week and go shopping
    *Ring blooming Lovefilm. DO THIS!!!
    *File bills
    *Write to claim £477 charges from HSBC - fingers crossed- can't hurt to ask!
    *Get back on diet!! 4lbs on this week - shocking, but I think I can rectify it (and need to, to justify cost of SW).

    Sea xxx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    And I also think I'm going to have a fund with the aim of paying off the barclaycard debt - so will have to save up just over £2000 to pay it off completely. Will check what money is left from the olympic challenge and start with that. Any other bits and bobs can go in there and I aim to clear it by FEB 08. Fingers crossed! ALso even if I have to use it for a complete emergency, it's there.
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Sea78 wrote: »
    So tomorrow I aim to:

    *Ring exam board - looked up info and now just need to email them so still to do.DONE!!
    *Go to library- Arghhhhh it closed at 12!! Grrr.... Will be going tomorrow:o
    *Plan menu for next week and go shopping - still need to do this - am going to Tescos after the kids go to bed.
    *Ring blooming Lovefilm. DO THIS!!!just emailed them telling them I've lost the disc. Once this is sorted I can cancel the service.DONE AND PAID £10 FOR LOST DISC, WILL NOW CANCEL.
    *[STRIKE]File bills[/STRIKE]Done this for finances. Now need to do for other paperwork - still aim to do today!DONE! :)
    *Write to claim £477 charges from HSBC - fingers crossed- can't hurt to ask!Working out when the charges were and filiing out the interest form thingy Martin has.DONE, NEED TO PRINT LETTER BUT HAVE NO INK!
    *[STRIKE]Get back on diet!! 4lbs on this week - shocking, but I think I can rectify it (and need to, to justify cost of SW).[/STRIKE]Done, bfast and lunch on full diet and feeling much better!! :) CONTINUED :)

    Also added on to catch up on washing and unpack completely! Hate having lots of things from hols around the place. DD also wants to make cakes, so think we'll fit that in too. :) DID WASHING ALL DAY - CAKES NO :( BUT DD NOT BOTHERED!

    Sea xx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    hi Sea

    Looks like your doing ok. In honor of you I cancelled my love film subscription, I didn't really need it, so it's gone. Have you spoken to them yet? Be warned though it's an overseas call centre! I had a really bad line to.

    Good luck
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • wherediditallgo
    wherediditallgo Posts: 2,889 Forumite
    Just found on saynoto0870.com:

    Lovefilm - 0870 240 1637 or 0870 609 5384. Other numbers for them are 020 8896 8000 & 0808 2000 193. The cancel account number is 0800 0911 514. :)
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    hi sea still keeping up with the diary glad things are looking up for you
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