Dealer Crashed my car into a wall head on

gardnerj36

arcon5 wrote: »

You'll wait for what?

You should be covered on one of their insurance policies for the courtesy car, confirm this with them.

But I wouldn't get your insurance involved to be honest. If they get their insurance involved you can liaise with them directly. But ideally seek an out of insurance settlement to avoid having to declare the claim in the future and being lumbered with higher premiums.

I agree with the above statement, do not get your insurance company involved apart from telling them what has happened. you will be paying higher premiums for years if you do.
Best of luck next week.

Chopper_Read

gardnerj36 wrote: »

I agree with the above statement, do not get your insurance company involved apart from telling them what has happened. you will be paying higher premiums for years if you do.
Best of luck next week.

You'll maybe paying if you tell them. So I don't see what you're saying there.

MatyMoo

You could always say you will take the repair but want it inspected by someone independent (A or RAC for example) before you accept it back.

That way it doesn't matter how much you know about cars, but you will know it has been repaired as good as new & you will be safe to drive it.

I am not the best where cars are concerned either but I would have to question the wisdom of a £1200 repair on a car worth £2000 in the first place

gardnerj36

Originally Posted by gardnerj36
I agree with the above statement, do not get your insurance company involved apart from telling them what has happened. you will be paying higher premiums for years if you do.
Best of luck next week.

Chopper_Read wrote: »

You'll maybe paying if you tell them. So I don't see what you're saying there.

Informing the insurance company is different to getting them involved. They should be told of the incident but not get involved. I have to tell my car insurance if I fit winter tyres but they do not change my premium.

paddedjohn

When you inform them that there has been an incident, wether you are claiming or not, they may still increase the premiums from next year.

Pitlanepiglet

The OP would have to see what her policy says about disclosure. She (nor anyone insured under her policy) hasn't been involved in an accident

wba31

to be realistic, the garage arent going to accept £500 for a £5000 when your car is only worth £2000 (bear in mind you would have been paying for the work to be done!!)

If you approach your insurance to sort this they will write your car off, and you will have to argue the toss to get £2000 for your car to then buy something else (which may have been in a similar accident in the past that you'll never know about, feel safe??)

You could just let the garage repair the damage to your vehicle. It's not in their interest to not do the work properly and ensure that the vehicle is left safe and roadworthy.

Paperbird

They might go for it depending on how much they paid for the one they have for sale at £5000, probably £3000 to £3500.
While it might not be economical for an insurance company to repair your car the dealer won't be involving their insurance and will foot the bill themselves.
If you insist on them repairing your car it could cost them more than the £2500 to £3000 if they let you have the car for £500.

wba31 wrote: »

to be realistic, the garage arent going to accept £500 for a £5000 when your car is only worth £2000 (bear in mind you would have been paying for the work to be done!!)

If you approach your insurance to sort this they will write your car off, and you will have to argue the toss to get £2000 for your car to then buy something else (which may have been in a similar accident in the past that you'll never know about, feel safe??)

You could just let the garage repair the damage to your vehicle. It's not in their interest to not do the work properly and ensure that the vehicle is left safe and roadworthy.

Muscle750

Their insurance excess will more than likely be £20k I know this from working in a repair centre

forgotmyname

The damage may look bad but cars are designed to deform like this in an impact.

Repaired properly and you wont know any difference. Even if you bought your car from brand new it may have been repaired.

More have been repaired than you think.

Its like a certain someone i know. They think if you have a car crash you instantly die. No matter what speed or type of crash. All end in death and a mangled mess.

A repaired car is not dangerous if done properly. The car they want to sell you may have been repaired.

Its an older car so wont be as safe as a newer one anyway.