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BENEFIT CAP-Down almost £7000 help!!!

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Comments

  • miamoo
    miamoo Posts: 1,694 Forumite
    But where does she actually state her age? Nowhere that I can see, nor that they separated when she was 23. A quick look at previous posts suggests she married at 17 and her youngest is 3yrs old, and I get the impression they separated recently (within last 2-3 years) so not sure where you got your information.

    I just quoted from the top post on this page. I have no idea how old she is, I haven't looked through her previous posts.
    £100 - £10,000
  • Mojisola
    Mojisola Posts: 35,574 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 15 April 2013 at 9:52AM
    But where does she actually state her age? Nowhere that I can see, nor that they separated when she was 23. A quick look at previous posts suggests she married at 17 and her youngest is 3yrs old, and I get the impression they separated recently (within last 2-3 years) so not sure where you got your information.

    https://forums.moneysavingexpert.com/discussion/comment/38165808#Comment_38165808

    Thread from Nov 2010 - bankrupt at 23 and that was five years before the post.

    See also post 11 in that thread.
  • ~Chameleon~
    ~Chameleon~ Posts: 11,956 Forumite
    10,000 Posts Combo Breaker
    miamoo wrote: »
    I just quoted from the top post on this page. I have no idea how old she is, I haven't looked through her previous posts.

    So you judged her and made scathing remarks based upon a post somebody else made? Nice.
    “You can please some of the people some of the time, all of the people some of the time, some of the people all of the time, but you can never please all of the people all of the time.”
  • ~Chameleon~
    ~Chameleon~ Posts: 11,956 Forumite
    10,000 Posts Combo Breaker
    Mojisola wrote: »
    https://forums.moneysavingexpert.com/discussion/comment/38165808#Comment_38165808

    Thread from Nov 2010 - bankrupt at 23 and that was five years before the post.

    See also post 11 in that thread.

    Fair enough. As I said, I only had a quick look to see if I'd missed something obvious in the thread. I don't expect people to go searching through 3 years worth of posting history to make a point :rotfl:
    “You can please some of the people some of the time, all of the people some of the time, some of the people all of the time, but you can never please all of the people all of the time.”
  • I thought that the cap was only in 4 boroughs of london at present. Does the OP live there? If not then there should be time to get it sorted and used to living on less income over the next few months.
    For 6 children under 16 she sould be getting £2720 per child CTC and the basic £545 - that is £16,865 alone. She would get some income support for some of the children as they are under 5 I think. And that should get her school meals. Housing benefit should be paid almost in entirety as I assume underoccupancy is not a problem for her. Full council tax support less upto 25% should be due. Free prescriptions. What else have I missed?
  • miamoo wrote: »
    I just quoted from the top post on this page. I have no idea how old she is, I haven't looked through her previous posts.
    Mojisola wrote: »
    https://forums.moneysavingexpert.com/discussion/comment/38165808#Comment_38165808

    Thread from Nov 2010 - bankrupt at 23 and that was five years before the post.

    See also post 11 in that thread.
    So you judged her and made scathing remarks based upon a post somebody else made? Nice.

    Sorry to say, to be fair to the OP, I think sometimes it does actually help to get a bit of the posters history by reading their previous posts before you feel the need to jump onto a thread to make a judgement on that person. Or at least read the whole thread from the start.

    This is what the problem is with this benefits and tax credits forum.

    There are so many posters who just read little bits of info from one or two posts and they think they know the whole story! It can't really work like that. And this is why it causes problems.

    I think the whole point of this forum is to help posters who need benefits help, not to cast judgement upon them. Sadly,the latter is rife all around this forum.:(
  • Mojisola
    Mojisola Posts: 35,574 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Fair enough. As I said, I only had a quick look to see if I'd missed something obvious in the thread. I don't expect people to go searching through 3 years worth of posting history to make a point :rotfl:

    There's no need to do that.

    The OP has only made 39 posts and the link to them is straightforward.
  • miamoo
    miamoo Posts: 1,694 Forumite
    So you judged her and made scathing remarks based upon a post somebody else made? Nice.

    I'm sorry, judged and made scathing remarks!
    I suggested she may be able to get extra cash off the kids father (maintenance), which would solve her financial problems! How is that judging someone!!
    £100 - £10,000
  • Haven't read all of the replies here; just the first page or so. My twopennyworth is, that this feeding people multiple tens of thousands of benefits - sometimes running into 40 or 50K or more a year, (and increasing by 1000s with every child,) has always been a terrible idea. And it has always got up the noses of many people who work hard for a living: sometimes both adults work full time and don't clear £26K tax free (which is what people on benefits get now with the cap!)

    No way in hell can anyone sit there and say that this is a good idea... for people to get all this money for popping out one sprog after another, and I agree with a few (incl shedboy) that most people who have 5+ kids HAVE relied on benefits to keep them, and now the 'living on benefits and having loads of kids to give us more benefits' party is over, the issues that the OP is having to tolerate are starting to surface.

    Thing is, although I am inclined to say 'suck it up,' because many millions of working people don't have HALF as much as (some) people on benefits, the cap seems harsh because it's not the fault of the people on benefits, that the government has stupidly and foolishly handed high amounts of money out willy nilly, increasing it constantly with each additional child. (Although as some have said, they DID continue to keep having them, often whilst on benefits, and so their situation is their fault, but the government have to take 'some' of the blame, for allowing this to happen for so many years...)

    Also, with regard to the housing benefit cap in London, again, I feel a bit sorry for them, because although some may say that 'if working people cannot afford to live there, why should people on benefits?' : many people have grown up there and have their roots there, and it's not their fault that the property prices/rents in London are so stupidly high.

    I am so torn with all this. I find it harsh on the people affected, but of course, this 'making a career out of being on benefits' which many people have done for years, can no longer be tolerated.

    This kind of action that the coalition has brought in, has been a long time coming. I am sorry for people suffering (like the OP,) who, it seems from her rants has been given too much money for too long, but this lady and people like her, should remember that many people who work and lose their job (and were on a fairly high salary,) have to tolerate the same as you with this benefit drop.

    Everyone has to cope. Many people lose their home, car, lifestyle, luxuries etc etc etc, when they lose their job; so playing devil's advocate, why should people on benefits be any different? Why should they be 'cushioned' and 'carried?' As I said, when people who work for a living lose a well paid job, THEIR life is affected dramatically, and they rarely - if at all - get bailed out or supported and sometimes end up losing their home..

    I am sorry you have had a financial shock, but you need to see the C.A.B and talk to them about this. As for not being able to afford to ring them and all that...you must have known this was coming, so how come you're just ranting about it now? As I said, I haven't read all the thread, so apologies if this has been asked, but do you not get any contribution from the father(s) of your children?

    Go see someone about this desperatemumof6; you will all be OK. There will be no need to put your children in care. For generations, people with more than 3 or 4 children have coped perfectly well on a much more meagre income than you!
  • edeneve
    edeneve Posts: 63 Forumite
    Hi there, I am also the single mum of 6 kids and I really don't understand of you say you cannot manage on only £500 per week?

    My income at the moment is around £600 per week probably works out less as I'm working 16 hrs than purely on benefits but at least i wont be subject later to the benefit cap. I set up my own business 12 mths since and it now earns me 16hrs x at least NMW. My rent is £950 a month way higher than yours and I run a car and never feel skint. I send on average £150 per week on groceries. How on earth can you feed 6 kids healthy food on £40? You say you don't buy fresh fruit and milk????

    I have teens and babies, I do the school run, look after the little ones 24/7 whilst working from home and don't have family around to help. We have holidays as I saved for a £600 trailer tent that we holiday around the UK in cheaply and i check out all bargain deals.

    I won't be subject to the cap as i'm working and planning a second business also so hopefully soon will be FT, but I could easily manage on £500 per week no problem, despite my rent beig near half of that.

    I don't have sky, just broadband and mobile phone and haven't had a penny maintenance off my ex ....I think you need to really look at where the money is going and prioritise what is important...
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