Are we really in debt? YES WE ARE

jem1276

Wow! Have just read your thread from start to finish and have tears in my eyes now.

Truly inspirational, congratulations, what an achievement. :T

scotdebs

i am total inspired -your story is almost identical to mine - between us we bring about £5.5k into the house each month at yet have got ourselves into a right mess financially (too many treats & holidays etc over a number of yrs) - I only faced up to the issue yesterday and posted a SOA....your story has given me the confidence to believe we can do this - thanks you for sharing it with us

Gloomy_Past_Bright_Future

Tolip,

Congratulations to you and your wife, when I joined MSE, when we were 72k in debt, your story and Hypnos story truly inspired us.

Similar situation had huge joint salary, yet had a little girl, lost one salary, started our own business, yet didn't make cut backs and family and friends still thought we were loaded.

Due to our business doing well, we paid all our debts off in 18 months and was really honest to everyone about how much debt we were in.

We now have a household income that many people could only dream of, to look at us you wouldn't think it, we live a modest lifestyle, but this time are saving every penny, (towards a huge house deposit) we still tell people that we are suffering from the recession and are struggling that way no-one wants to spend your money!

It has brought us so much closer as a family, I am sure its done the same for you.

All the best for the future.

GPBF

Jennykins

Wow, ive just read the whole thread & im a bit teary now. Well done for doing such a fantastic job!!!

I have a "good job" (unfortunately the salary isnt on the same level as yours!) and so I know just what you mean about people expecting you to have money & all the latest things and so on.

Thanks for your thread - it's truely inspirational

SuzySu

Hi Tolip and many many congratulations on your inspirational journey. My OH is currently living and working in HK to try to speed our debt-free date along. It's very tough being apart, but the salaries out there are much better than back here.

Good luck to you and your family.

biological

yup - slightly tearful here too!

fantastic thread - thanks tolip for bothering to come back with an update.

:T

Lucifer

Truly inspirational..... debt effects all walks of life - its how you deal with it that counts!

You Mr & Mrs T deserve everything you get congratulations and thank you for inspiring me in my efforts to be debt free - about 18months and counting.

Thank you

brizzledfw

Excellent thread. Just read it all as a link waas posted on New Leaf's diary. Excellent stuff tolip!

How's the mortgage overpayment going? If you're not on it already you should join the MFiT- 2 challenge..it's great to keep on the straight and narrow and FB has the most amazing inspirational charts!!

Brizzle

BlushingRose

I've just read this from start to finish, and like others hadn't realised how old the thread was until I was gripped and couldn't stop reading.

A wonderful ending, massive well done to you both.

Hope you pop back one day and let us know how you're getting on.

meow5678

Wow, very emotional reading this!
Congratulations and I'm glad this has been bumped up so that more of us can read it and be inspired.