Are we really in debt? YES WE ARE

tolip

Hello Everyone, just thought I would say hello as its been some time since we last posted !

We have been going full steam and have managed to knock off two credit cards now!

I will put a more detailed post on later

Hope everyone is doing well

Regards

WorkingHardDFW

Congratulations to you :T

I remember reading your thread when I first came on the boards and I was quite encouraged to see that other people were in a similar situation. Its about knowing you're not the only one in the same state.

One thing in your thread which rang a cord with me was the fact that you mentioned that none of your friends realised what your situation was which contrasted sharply with your percieved lifestyle.

Looking forward to see your post and your progress:cool:

hypno06

Hi tolip, glad you posted.....I often wonder what happens to those who seem to be all embracing of the changes, then just disappear!

Keep in touch x

TurnaroundSue

Can't wait to see how you have been getting on! I was really inspired by your thread and have thought about how things have been going for you on and off over the period.

Look forward to hearing from you again.

moanymoany

tolip wrote: »

Hello Everyone

Just to touch base and say hello !

We are still managing to snowball £3k a month at present, and making in roads to paying this debt off.

Mrs Tolip has been a star with the debt diary and budget.

My bonus went into the debt also. So no holiday this year. Instead we are having day trips and with a little 3 year old we can turn a picnic into a big adventure for very little money!!

I hope you are all well, once again thanks for all your comments.

Without this site I feel we would have lost our focus!

Hi tolip, I remember when you first posted and your position seemed so awful to you that the only thing you could think of doing was re-mortgage. I'm so pleased to see your update - special congrats to mrs.mtolip as - like it or not - it is the woman who so often has the day to day dealing with living on a tiny budget.

I am so impressed to see how you are going without holidays. So often we read threads where people whine about having to have this, that and the other!

It is all going to be worth it. :T

tallyhoh

Really looking forward to an update, remember reading your earlier stuff.

Post Soon.

Verbatim

Me too! Glad you're back to give an update as I was wondering how you were getting on Tolip. All power to you both.
V

chevalier

Hi there Tolip (I have only just realised that that is pilot backwards duh!). Glad to hear that you are still on track. Well done to both of you. Will also look forward to the update
chev

asp746

Nice work tolip!!

its 8mths now since you started your thread so to have paid off 2 credit cards is fantastic and no mean feat.

keep up the good work - how's your lifestyle changed?

fortunately i'm debt free but i can really feel these petrol and food hikes.

pinknpurple21

I added what I owed the other day and it is just over £10.000...
It makes me sick when I think about it...plus Im a student nurse and live off the bursary...and they have just stopped paying me my childcare....arghh!...

xxcharxx