Are we really in debt? YES WE ARE

savingmummy

I think this just goes to show that stopping luxuries and reducing spending each month really does and can help!
Many people think it is `terrible` to be advised to stop this and reduce that BUT it is the only way!
To be debtfree you have to work hard, not just in employment.....

Well done again keep that champagne coming

mummum2

At work and welling up! Just finished reading from start to finish. What an inspirational story. It truly goes to show debt busting can be done and will be done by each and everyone of us who are DFW's. Good luck all and if I can take anything from this story is have faith in your own end goal :beer: to Mr and Mrs T for 100% giving me even more drive and determination to beat this noose.

MM2:beer:

WASHER

I love a happy ending.

Well done to you both.x.

Nargleblast

Always good to hear someone has managed to get rid of their debts!

wannaberich1

such an inspiring story.. so glad it was bumped up. amazing

Everhopeful09

Just read this whole post and what an amazing result and journey to become debt free! I'm nearly in tears, with goosebumps, its all the heart felt support on here, plus a great story with a happy debt free ending!

Congratulations Tolip and all the best to your family for the future! xx

bestteeth

Thank you for the inspiration! I will bookmark this thread and come back to it to remind me of how it can be done.

taxi73

What a totally inspiring story with a wonderful ending.
You have lots of years now to achieve all your dreams and all without CCs.

saxysarah

what an inspirational thread - I too have been in tears reading it and am so relieved to have had a happy ending to read. congrats to both of you for all the determination and hard work.

>>>>>>off to check out the snowballer ;-)

dancingfairy

Congratulations - that's a huge amount of debt to have paid off - even with a large salary.
You need to go and add yourself to the debt free roll of honour:
http://forums.moneysavingexpert.com/showthread.html?t=291326&page=13

You also seem to have convinced a lot of people to check out the snowball calculator. I've never tried it myself either - perhaps it's time I had a look at it.
Enjoy being debt free and long may it last.
:beer:
df