Batten down the hatches.....

doingitanyway

Ooh, a food festival. I love those. You sound on good form and you are oozing positivity. Good luck with the decorators...What day is your birthday?

Orange_Ena

doingitanyway wrote: »

Ooh, a food festival. I love those. You sound on good form and you are oozing positivity. Good luck with the decorators...What day is your birthday?

Thanks DIA. There's a local food festival again this weekend so I might have to go

Thanks, I do feel ok and quite positive. I'm down to the one CC now so I'll spend the next few months building savings and as the time is going on, it feels like the debt will go and I will leave the hateful job! Getting quite excited at times but it's still a way off yet so I must calm down :rotfl:


My birthday is on the 17th and I've got a hygienist appointment first thing that day! What was I thinking!!!

Orange_Ena

Hello hello. My first day back wasn't too bad today...........2 more days to get through now I'm absolutely dreading next week though as we have a new computer system coming and I predict it will not go smoothly. It's already been put back a few times but they seem confident it will go live on Monday. If there was ever a right time to break my arm, please let it be in the next 4 days :D

Today
* NSD
* £4.88 withdrawn from payp@l and transferred to my overpayments account
* £22.29 requested from PA and will be transferred to my overpayments account once received
* PA survey
* 2 VO surveys
* 222SB earned
* £1.38 sweep into my FD savings account
* 49p sweep into my overpayments account
* Rang H@lifax to close my CC. There was no bribery to keep it open like B@rclaycard :rotfl:;)

Orange_Ena

Arms in full working order, just the 3 days to break one now :rotfl:;)

Today
* NSD
* i-S@y 5pts for being screened out
* 142SB earned and a £5 Am@zon voucher redeemed
* Youg0v survey, only 475pts away from a £50 cash out :T

I've been thinking about a time when my debt is paid and becoming a MFW and I've worked out my daily interest on my mortgage, just to see. You might be thinking, wow, she's clever, how did she she work that out cause it's all very confusing with interest rates etc :rotfl: Well, I'll tell you. I just looked online at my mortgage yesterday and then again today and ta-da.........its £4.24. That works out to be roughly £129 per month so I put that in the mortgage overpayment calculator and it would knock 6 years off. Total motivation for getting debt free so I can overpay the mortgage.

lcc86

Hi Ena, we too have a new computer system coming in soon. I got lucky and happened to be out if the country when it comes in so hopefully will miss the worst of it!! Hope you don't actually break your arm but manage to avoid it somehow hehe.

I know what you mean about mortgages, I've just upped my payments by £50 a month and it'll take 8 years off my term. I could've thrown that at my unsecured debt but feel good for doing a bit of mortgage busting. It keeps the motivation up! Even though interest rates are low it still adds up alarmingly fast!

ChicaBonita

Ena you're so good with the swags, I've had little to no motivation at the moment to do it, I find the surveys so tedious now!!! What is your secret?

Orange_Ena

lcc86 wrote: »

Hi Ena, we too have a new computer system coming in soon. I got lucky and happened to be out if the country when it comes in so hopefully will miss the worst of it!! Hope you don't actually break your arm but manage to avoid it somehow hehe.

I know what you mean about mortgages, I've just upped my payments by £50 a month and it'll take 8 years off my term. I could've thrown that at my unsecured debt but feel good for doing a bit of mortgage busting. It keeps the motivation up! Even though interest rates are low it still adds up alarmingly fast!

Ah that is lucky for you. If I didn't have to give so much notice I would have booked a few days off too My arm didn't break but as I kind of suspected, it all went wrong and I couldn't log on the system anyway. I don't really have to worry until Thursday now so a few days reprieve

That is quite a saving, well done. I think I need another play with that calculator now

Orange_Ena

ChicaBonita wrote: »

Ena you're so good with the swags, I've had little to no motivation at the moment to do it, I find the surveys so tedious now!!! What is your secret?

Oh yeah, it's definitely tedious and it can be so hit and miss. Some days I get loads of surveys that are quick and other days I struggle. I only do them if I'm watching telly and I do give it a miss sometimes, like if i'm late home. I always get Am@zon vouchers as you can buy everything pretty much on there and it frees up my cash for debts and other things and ultimately I'm desperate to get debt free so I can leave my job. Every survey I do gets me closer to that so I carry on. I can't remember what my pre-survey days were like now :eek::rotfl:

Orange_Ena

Hola. Just a quick check in tonight

Friday 3rd June
* £30 on fuel
* £7.20 on lunch and some snacks for work
* £46.90 in M0rrisons on a few groceries and drinks and a £25 iTun3s voucher for father's day
* VO survey
* Youg0v survey
* 309SB earned and 180SB from the May bonus......a bumper day :j

Saturday
* NSD
* PA survey
* 92SB earned
* 90p sweep into my overpayments account

Sunday
* £10.50 spent at a craft fair where my friend had a stall and I'd gone to give her some support. I got a couple of craft items and a gorgeous handmade cat collar
* £42 in N3xt Home. I only popped in to see some lamps that I'd spotted on their website so I'm a bit annoyed with myself but not enough to take the stuff back I did buy some lamps for my bedside tables a few weeks ago but even though they are beautiful, they are just a bit too small for the boutique hotel bedroom look I'm going for. They've gone in the spare room and look lovely. Anyway, back to my lamps They are flipping gorgeous but £60 each. I've got £50 Christmas present money that I'd saved and I'll probably get £40 for my birthday (standard parent gift) so £30 difference isn't too horrendous. But huzzah, if I sign up for an account, I can get another £10 off for placing my first order. I've never had a N3xt account as previously it used to be a credit account and I didn't want a credit search or the temptation of a credit limit, but the guy said you can just order and pay straight away now so I'll order them in a couple of weeks
* 1 item listed on Shp0ck
* i-S@y loyalty reward points added
* 29SB earned

Today
* £31.14 in T3sco, a big stock up and a few YS things
* 2 PA surveys
* Youg0v survey
* i-S@y survey
* VO survey
* 201SB earned and a £5 Am@zon voucher redeemed. 49 of those were earned yesterday but they didn't credit so I raised a ticket and they credited them today. It's happened before but I just gave up so I'm glad I bothered now :T

Nighty night

doingitanyway

Your cat is so fab s/he deserves a fab collar too...
Lamps sound gorgeous.
You sound really motivated and the spare room is shaping up nicely