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Cant afford to live but cant afford for things to come crashing considering options

124

Comments

  • Goldblend_2
    Goldblend_2 Posts: 139 Forumite
    Hi goldblend. Just wanted to say I'm subscribing to your diary. Good luck with your new place and thumbs up to the friend who helped you.

    Take care.

    Just paying them back tonight which feels so good .. i always pay back not sure how people can live with not paying back a friend ...was only £50 but it means i might be able to rescue my life after all:o

    PM me anytime and wishing you all the luck with your Debt free journey..we can do it ...yes we can xxx

    Thanks again fro support has really really lifted me up today ..:T
    :(
  • Goldblend_2
    Goldblend_2 Posts: 139 Forumite
    *Subscribes*

    Keep your chin up re PoA. I work in a home and know all too well the pressures on relatives who live away. Its not easy, but you have your mums best interests at heart.

    I have read diaries on here with people doing their own dmp, hard going but do able.

    good luck!!

    :beer:

    Thank you so much for a bit of support really has lifted me xxx..it's a blooming rollacoaster!! I'm sorry to say there have been times where i have felt very "clapham junction" and being under the train would have been an easier option...so stupid really to think that i thought my debt is worth more than my life.. i must try to make a decision and or manage to sleep. To be honest i haven't slept at all really for the last few weeks but maybe i will work on changing this - Thank you :j not wanting to sound like an internet weirdo I 've been so low your little bit of support means masses.

    Big kiss for being such a caring soul :kisses3:
    :(
  • Your welcome, part of my job is supporting relatives in times of need. ;):)
    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
  • Goldblend_2
    Goldblend_2 Posts: 139 Forumite
    Ok Total swing in mood and feeling much happier ..yay!!

    Must buy tin opener - very valuble investment
    Cheap non working tin opener = not needed stress

    Must by Clingfilm and not be such a tighto will have to spend an age cleaning splattered curry of top of microwave..:mad:

    LL is such a nightmare here can not wait to go..a 12% increase in rent after 6 months talk about Joker. Even though Environmental Health have condemned the place. Need to play along to get Deposit back though.

    Behind with work and worried about it - must focus energies into work before it's too late.

    So tonight

    Get work done!
    Clean microwave
    Bank transfer - Friend just texted couldnt meet at 8.30pm for me to pay back so I will do Bank tranfer to repay Tonight!!!
    Ebay and Gumtree if any time left?? who am i kidding ;) but must try.

    Had a treat today - Went to a really nice Cafe today the man gave me a creamy hot chocolate for a £1.50 must have felt sorry for boney little me.

    Wonder if he will be so kind when i go back there tomorrow....:D
    :(
  • Hi Goldblend

    You seen like you're making progress. First, the expenses, now somewhere better to live.

    Small steps, that's what it's all about, and taking care of yourself along the way.

    Nice hot chocolate man and a nice friend helping out - I think sometimes in life we forget the kindness we get along the way. Some people are amazing, aren't they?

    So you have a shorter to-do list now (I'm a great list writer) and you're marking things off pretty quickly, which can't be bad. You've got your act together much quicker than I did when I had my mini-meltdown/lightbulb moment, so I think you're going to make a lot of progress now you're motoring.:cool:
  • satchmo1
    satchmo1 Posts: 3,552 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi Goldblend

    *subscribed

    Glad you've come on here, there's always great support.

    One thing to prioritise is completing and submitting your expenses. Do it every time you have even a small expense. You can't and shouldn't subsidise your employer.

    Hugs for you
    Satchmo x
    What would you get if all you got was what you were thankful for?
  • Goldblend_2
    Goldblend_2 Posts: 139 Forumite
    Ok it's 02.28am for so many nights i have been awake feels like an age :(

    What's eating me?

    Debts, Stress, Work, Guilt - what guilt? guilt about being in a mess, The fact that if Karma existed my life should be pretty good :cool:

    The Ex :mad: :mad:, I think i've been ok for a few months but it's catching up with me...part of me swears and thinks flipping Pig ( that's the edited version :rotfl:) and part of me cant comprehend how anyone can do do this to someone and i suspect sleep like a baby.

    Must try harder again to take care of self ..My weight loss (not in a good way) is becoming increasingly noticeable at work.. give's the gossips something to talk about anyway!!

    I have only told one friend who i rarely see and no-one at work knows my single situation as i am such a proud lady..but pride comes before a fall..even that saying worries me!!

    Ok today has been surprisingly much better thanks to MSE supporters :T so heartfelt thanks and even a little laugh from me..which is a rarity in these tough times.

    A bit scary is the fact I'm actually starting to like having a home to myself and due to the high level of hurt cant even think about getting out there again... who would want to be with someone stupid enough to get saddled with 100% of a 17K debt and then add 3k of their own for good measure.

    I HATE THE WAY HAVING THE HUGE DEBT MAKES ME FEEL! Must approach in a different way..On the upside without sticking head in sand.

    Anyone who has got a really supportive partner make sure you give them a squeeze for being them.
    Anyone who's single :beer: here's to us having the strength to do it on our own.
    x
    :(
  • Goldblend_2
    Goldblend_2 Posts: 139 Forumite
    satchmo1 wrote: »
    Hi Goldblend

    *subscribed

    Glad you've come on here, there's always great support.

    One thing to prioritise is completing and submitting your expenses. Do it every time you have even a small expense. You can't and shouldn't subsidise your employer.

    Hugs for you
    Satchmo x

    Hugs back for you thanks for popping in to post - appreciated :love: fingers and toes crossed things for me will get better ASAP...have a great day tomorrow what ever you do x
    :(
  • Goldblend_2
    Goldblend_2 Posts: 139 Forumite
    Blooming heck Satchmo not being cheeky :D but you are genuinely very exciting !!

    Wow a red headed Zumba-ing Granny (ok a young granny) with an interesting Job :T :T

    Put a small smile on my face so TY.:p
    :(
  • satchmo1
    satchmo1 Posts: 3,552 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    #blushes

    Why TY Goldblend!

    I've had my fair share of heartache and debt: I've lived to tell the tale and gone on to find love a second time around. I don't have a diary, as my debt busting journey was over a decade ago and MSE wasn't around, mores the pity.

    You will come through this, one day at a time. There'll be lots of hand-wringing and "why, oh why's", but you will get there. And you'll be stronger. Your financial habits will be so ingrained, they will be second nature. Love will come around again, when your heart is ready.

    Don't worry about colleagues, the gossips will soon move on, and you're under no obligation to tell anyone anything.

    As far as the family member is concerned, if you don't feel up to a phone call, maybe write them a letter/email? Letters/emails have the advantage that you can draft and redraft until you are satisfied you have said what you want to say clearly. Plus they don't get a chance to interrupt or change the topic to them/tell you their opinions.

    Hugs back atcha x
    What would you get if all you got was what you were thankful for?
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