Determined to do well !!

shinner

Well front room window now sparkling inside can't get in outside roof sheets in front. Bathroom done top to bottom. I think possibly first time this year had time to clean windows they are so much nicer.
Must attempt to do ebay listings this week. Have jigsaws etc.
I need to earn some extra money.

Squidge123

I don't think it would be good for your health if you added another job into the mix. You wouldn't have time to see any family or friends. Have a look on the Up Your Income forum and see what's there that could help you x

shinner

Thanks will have a look, well paid off a little more! Baby steps! hopefully find some new ways of increasing income.

shinner

Well i have managed to have yet another NSD today except for bills coming out of the bank lol. I will need petrol tomorrow and to get a few essentials, also a few items for freezer. Hoping £20 will do and £20 petrol.
Just looked at quit smoking stats and I have managed 1wk 14hrs saved £50 apparently although had 2 on friday :mad: So instead of it being 150 cig not smoked actually 148.
I have put the money into my savings with the hope i may get the offer of F&F settlement on cc's and this can go towards it.
Busy day tomorrow gym all day then teaching in the evening. DD is going to be shattered by Friday. Think i need to plan something for DS to on Friday he never seems to get much of my attention although seems happy being able to relax and catch up with his friends.

shinner

Well couldn't part with money today spent £2.45 on a sandwich and energy drink for DD left my sandwich at home lol. I am going to be stiff as a board tomorrow,today been supporting children all day and i really aren't used to it. Only used to 1hr stints of handling.
Went for a walk tonight with a friend was nice just being able to have 45mins of peace.
Taking DD to hosp tomorrow for new ear molds for hearing aids and swimming before gym, last time they messed up so have to revisit. I love NHS lol. They are usually good just annoying when you travel 28 mile round trip for them to mess up.
Had a slightly emotional little girl earlier why don't my ears work! I hate it when she is like this unfortunately they will never get any better. Diagnosed at 3 but deaf since birth. She is getting older and finding life hard. I need to just keep supporting her hurts sometimes though.
Anyway that is moan over with time for new day and lots of smiles.
Keeping positive and continuing with small steps becoming closer to clearing debt... Hopefully can all be done within the next 5 yrs

shinner

Well amazing lie in today. Going to get house tidied up this morning as this afternoon and will be late when i get in. Thought i may even have a look at Aldi today for few bits of shopping then ffoods. Hopefully wont spend a lot.Going to see if OH has been paid and pay more off his cc he will hate me lol but will love me when it no longer exists.

Claree__x

Sorry to hear about your DD, must be awful when you can do nothing to help and when being there for her doesn't seem like enough

Well done on your sealed pot & debts though, you're definately going the right direction! Would showing your OH a s'sheet of everything you owe and how much debt you actually have maybe give him a shake? I guess he knows you owe this, that and the next thing but seeing it as a figure might give him the boost he needs to actually help you with it

shinner

My debt is actually due to try keeping him afloat also. He used to spend lots on plenty of things of no significance also spent what he earned.Slowly making him realise you cant live like this and he is making positive changes. I do make him use his money more than he would like but life is hard, i want rid of debt and i know i can do it. Thanks Claree i also need to figure out how to do spreadsheets i haven't got as far as doing these yet.

Claree__x

shinner wrote: »

My debt is actually due to try keeping him afloat also. He used to spend lots on plenty of things of no significance also spent what he earned.Slowly making him realise you cant live like this and he is making positive changes. I do make him use his money more than he would like but life is hard, i want rid of debt and i know i can do it. Thanks Claree i also need to figure out how to do spreadsheets i haven't got as far as doing these yet.

It's easy You don't need anything difficult.

Just take your signature and put it into a spreadsheet - or even just write it down one under the other and put the total in big numbers at the bottom

I used to be like your OH - which is why I'm in the mess that I am. I'm now the complete opposite and hate spending money :rotfl:

shinner

I hate spending money and even have children thinking about savings DD came home with 20p and said it is not a £1 so cant go in holiday tin you can put it the other one lol. Think she got it from Nana's :rotfl:
My OH cc was £4137 on the 14th of March so i am getting there with that one. I have mine on arrangements so when his is gone i will start saving his money to put towards paying my debt off. He is unaware of this and thinks he can get a new car. He can but when my debt is gone.:rotfl: