We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Debt free by Christmas 2013!!

1…5681011…34

Comments

  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    edited 4 June 2013 at 1:08PM
    203 days, 11 hours, 54minutes and 50 seconds until xmas....and my planned debt free date
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    Debt to clear £4765 divided by days left to do it in 203 =

    £23.47 per day!!!

    I can do this!!
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • postingalwaysposting
    postingalwaysposting Posts: 13,987 Forumite
    timetogrowup89 wrote: »
    Thanks for the advice, I'm going to try and sort a few things out to put on this week. Is prime time to end in the evening, when most people are home from work?

    I have always listed mine to end either at about 8pm (after soaps/tea time) or on the weekends 5-7pm before the Sat tv schedule kicks in. I am unsure if these times currently work but with all the snipper tools avalible if someone wants it they will get a final bid in somehow.

    Good luck with your <£24 a day :T
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    £65 paid today.

    Overdraft with DCA clear! 3 debts to go!
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    Another £50 paid....

    Total left to pay £4650..

    Cant decide wether to focus on one or pay them all down equally?

    Still £150 to go before pay day to reach this months target..

    Payday is not until the 28th, so plenty time...
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • PloddingAlong:P
    PloddingAlong:P Posts: 89 Forumite
    You are doing fantastically! That debt is coming down at quite a rate! Keep thinking of that end point & don't lose sight of it, to be debt free at Christmas would be amazing! Nice fresh beginning of 2014 :)

    Big well done :T:T:T:T:T:T
    Christmas Crazy :rotfl:

    Love de-cluttering, to the point I don't really own much anymore. :rotfl:

    2014 IS going to be a good year :j
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    Thankyou!

    Would love to start 2014 saving for a mortgage deposit, so feel very motivated by that. This site is great for reading others stories to keep you going too...

    :)
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    33.03% paid off

    Today is the start of decluttering the house/shed/garden...EVERYWHERE!!
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    Have done a lot of clearing out and have a huge ebay pile already.. Now to figure out how to add them haha

    Still have a few direct debits to come out, then should be able to make more overpayments :D
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    Ok, so think I have an extra £100.. Not sure where to pay it?

    Really want to clear my family debt, but it is just such a high amount :(

    Think I may go for council tax debt of £450 then target the family one....

    Soooo hard to chose. Anyway more overtime for me tommorow. Will be debt free... DETERMINED!!
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture