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Debt free by Christmas 2013!!

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Comments

  • ThatKiss
    ThatKiss Posts: 239 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Those figures look to be tumbling! You're doing well, so keep it up!
    Debt-Free Diary
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    Thankyou.. You're figures look like they are coming down quickly too.

    Its pay day today, so just waiting on all the direct debits coming out before deciding what to pay extra too this month..

    Challenge going well, started a day early and £10 banked already from change lying around the house, maybe Im sitting on thousands.. (doubt it very much hehe) :)
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    Got rid of an old mobile on one of those trade in sites today... If they agree its in good condition when I post it to them that will be another £24.55, so fingers crossed that they do agree with me that its good as new with no damage :)
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    I am really struggling to look at keeping money monthly for christmas..

    Soooo, today I bought a christmas present hahahaha..

    If I buy a gift a month I wont need to save any money :)
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    NSD today!!
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    Got another job. Not exactly sure how much money I will make from it, but even just a bit extra Will help :-)
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    I would love if on may payday i could get debt down to £4000 x
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • beanielou
    beanielou Posts: 96,627 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    You can do it!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    Got a letter from the council today saying I owe council tax from about 5 years ago, thats more debt!! Never ending, doubt I will get under £4000 now :(
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    Right...

    Have accepted council tax debt, added to my list of debts and even made a payment towards it.. Need some serious savings like yesterday to get this all gone!!

    Paid £80 to overdraft today, so only £105 left to go, which I want gone, completely, by the end of May!

    Then not sure what to tackle next..?
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
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