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Debt free by Christmas 2013!!

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Comments

  • catriona79
    catriona79 Posts: 855 Forumite
    Well done on bringing the total down so fast!

    Don't lose heart x
    * * * Catriona's Credit Card Countdown * * * from -£16k to debt neutraldom - for my debt diary click here
    Barclaycard -£5,867.52;
    mbna1 - 3,009.22
    mbna2 - 1,755.70
    Savings £5,017 MFiT #25 £2,627/£10k; daily interest £5.04
  • nearlytherenow
    nearlytherenow Posts: 136 Forumite
    Hi it's payday today so reporting my first payment off my debt since joining this challenge. I've paid £341.86 today so leaving me a remaining debt of £3,518.14.

    I'm expecting a bigger payment towards the debt next month but balancing lots of things out this month unfortunately. But it is coming down in the right direction!
    January grocery challenge £0/£300

    DFW2017 #49 £356/£8031
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    beanielou wrote: »
    Great news on being under 5k :j

    It feels great! Hope to be at £4500 at least by next pay day :)
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    catriona79 wrote: »
    Well done on bringing the total down so fast!

    Don't lose heart x


    Thank you, this money saving does take its toll, think as long as you have the occassional treat it keeps you going.. Your signature looks like your numbers coming down fast too, well done!! x
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    Another payment made today... Total debt left £4779
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    edited 31 May 2013 at 10:12AM
    £14 to credit card.. Much rounder number now of £1550 haha

    total still to pay off £4765
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    31.37% paid off... WOW that feels good...

    Here's the online calculator thingy I found to work that out if anyone else is bad at maths lol

    http://www.math.com/students/calculators/source/3percent.htm
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    Think I am going to have a big clearout and stick some stuff on ebay. No idea where to start, but trying to decide on a reasonable target...
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • postingalwaysposting
    postingalwaysposting Posts: 13,987 Forumite
    timetogrowup89 wrote: »
    Think I am going to have a big clearout and stick some stuff on ebay. No idea where to start, but trying to decide on a reasonable target...

    Hi TTGU, Great in roads to your debt going on :T You are certainly heading in the right direction.

    With regards to ebay start small, small items and a small amount i.e. don't put loads of things on at once. Limit yourself to only a handful of items the first few weeks so you are not overwhelmed. Try and get your autions to end at a prime time even if you have to pay extra to schedule them. Once you start you just can't stop ;)

    Good luck when you do start ebaying and keep us updated!
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    postingalwaysposting wrote: »
    Hi TTGU, Great in roads to your debt going on :T You are certainly heading in the right direction.

    With regards to ebay start small, small items and a small amount i.e. don't put loads of things on at once. Limit yourself to only a handful of items the first few weeks so you are not overwhelmed. Try and get your autions to end at a prime time even if you have to pay extra to schedule them. Once you start you just can't stop ;)

    Good luck when you do start ebaying and keep us updated!

    Thanks for the advice, I'm going to try and sort a few things out to put on this week. Is prime time to end in the evening, when most people are home from work?

    Im really determined to be at £4500 by next payday.
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
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