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Debt free by Christmas 2013!!
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Another 40 paid on overdraft today... £65 left, soooo close.
Also been thinking that the overdraft on this account was only about 500 and i paid back close to a thousand. Wondering if i could get some pf them back as it seems a bit excessive almost doubling what i owe from charges..
Off to look for advice/ letter template for this :-)March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 20 -
Today I had a bit of a mad splurge, but it was on birthday presents for my mum and dad, bought a few months in advance and both in the sale!! I'm usually a last minute big spender..
Still have £65 left to pay on my DCA overdraft which I plan to pay off with all the left over money I have this month...Hopefully I will have some left!!
Next month (June) I will tackle..
Family debt 2 - £100
Then I am not sure what else to pay? It's so hard to decide and I actually feel like I am loosing heart with this saving life-style a bit.
My small goal is by the end of June to have my debt down to £4500March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 20 -
5 days until pay day...March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 20
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Current balance is £5129... Hope to have this down to £4500 by payday in June..
Thats £629 to be paid off of debts this month. Dont really care what debts it gets paid off of, as long as that amount is paid and my total is as stated above..March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 20 -
Ok, so tommorows payments are going to be..
£100 to clear family loan 2
£65 to clear DCA overdraft
£50 to council tax debt
£50 to credit card DCA
That will be £265 cleared as a start for the month..
Don't know whats wrong with me, but the day before payday I start to get all worried about debts and need to have a plan for the month. I don't know why I am like this, because obviously pay day is when I have the most money lolMarch 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 20 -
Looking good
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thanks
£100 paid this morning to family loan 2 so this is now cleared.. Love scoring a whole debt off the list!!
Debt total £5029March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 20 -
£50 paid to credit card with DCA... Left to pay £1564
Dont like that this is such a random amount, going to pay extra to this in June to make it a rounder number lol
Debt total... £4979
Im under the £5000 FINALLY!!March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 20 -
Great news on being under 5k :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
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