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The Daily Natter of 2 Adults and a Moose

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Comments

  • keza
    keza Posts: 1,311 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    so today hasnt gone particularly well and now im kinda kicking myself!

    Just brought a new pair of boots (wanted not needed) £40 and a new jumper (also wanted not needed) £14. only went out for beef mince from the butchers :( no spending next week and going to make sure i cover half of these spends this month and the other half with some over time next!
    Current Mortgage balance - £363,785.35/£420,000 (highest point Oct 2022).
  • ztan
    ztan Posts: 400 Forumite
    Don't kick yourself too hard Keza! You're doing great and we all have to treat ourselves every once in a while, we are all unfortunately only human!
    MFW 2010- £112,500 + 20% Equity Loan = £150,000 35 years :o
    2013- £108,877.28 + 20% / current OP = 19 years :T

    Target to be Shared Equity Free- 2016
    Target for holiday to Australia- 2014
    Currently training for a Commando Challenge- drop and give me 20
  • Thrifty_Pixie
    Thrifty_Pixie Posts: 1,036 Forumite
    agree with ztan!

    i had a rummage around a charity shop at lunch and bought 6 scarves for £5....6!!! (along with a few other bits totalling £12.....ahem) we need treats ONCE in a while to keep sparkling :)
    Mortgage-Free Wannabe
    Mortgage at start [20/6/12]: £151,800/MFD Jun 2035 (age 65)
    Mortgage now [5/11/14]: £139,212.14/MFD Oct 2029 (age 59)
    Personal Library 2014
    :starmod: Read in 2014: 57/60 :starmod: In Progress: 2 :starmod: Books In: 94 :starmod: Books Out: 12 :starmod: TBR: 847 :starmod:
  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Sounds like you doing well to me... We all need a treat occasionally ! Although my treat now is more pmark :( annoying neighbours will at least help you to save... A good incentive? I think I'm trying to find a bright side where there might not be one!
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • keza
    keza Posts: 1,311 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    evening everyone, thanks for the kind words. i may have been a little hard on myself but it seems i had reason - got my payslip and forgot my first pension contributions was this month so im £65 down after tax on what i expected - thats the boots and jumper cudve been paid for with that!! dammit.

    on a good note, i am due bk around £480 in overpayment on tax this yr due to holiday pay following maternity leave, signing on for a couple of months then emergency tax in my first pay at my new job so mr tax man wants to hurry up with that!!

    Hoep everyones having a good weekend. i had a day with just me a moose today and hes been such a good boy, helped me bake some scones (which im going to scoff in a mo!) some biscuits, we watched the snow out the back window together and had some giggle before bedtime. now hes safely tucked up in bed :) such a good boy! love him millions, he puts everything into persepctive for me and is such a beautiful gift <3
    Current Mortgage balance - £363,785.35/£420,000 (highest point Oct 2022).
  • keza
    keza Posts: 1,311 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    oh and i forgot to mention i finally listed my bits on ebay! took ages and was boring as anything but its done now!
    Current Mortgage balance - £363,785.35/£420,000 (highest point Oct 2022).
  • keza
    keza Posts: 1,311 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    hey everyone! sorry for lack of updates the last few days

    been a bit manic in the keza household. had sme further issues with next door, moose had his 13months injections yesterday (which were awful) and i havent had a minute to think!

    also witness a small car accident this morning involving two vans and a car (behind me while i was waiting to turn right) luckily i was far enough forward for them not to shunt me but they shunted each other - serves them right for sitting on each others bumpers i suppose!

    Today is shopping day again, hoping to get it around the £20 mark and we have all of next week off :) not sure what we are going to do but we will sit and think of something.

    DH is treating me to a meal out tomoro and a night at a casino (in memory of vegas <3) so i have that to look forward to tomoro! get me on that blackjack table! hit me ;) (not literally, black jack terms ;))
    Current Mortgage balance - £363,785.35/£420,000 (highest point Oct 2022).
  • keza
    keza Posts: 1,311 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hey everyone! Happy Easter!!

    We have a whole week off yay!

    Savings efforts are going well, house selling isn't. Another viewing, another lack of offer due to nex door ho hum. On we plod

    Moose has had 2 back teeth come thru this week so poor little mite is in pain :( so awful. Half way there mind. 6 teeth thru, 6 to go!!
    Current Mortgage balance - £363,785.35/£420,000 (highest point Oct 2022).
  • keza
    keza Posts: 1,311 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    hey everyone! hope you all had a lovely easter break.

    today is my first day bk at work after a week off with DH and Moose. we had such a lovely week and i think this is the first day since ive been bk at work full time that im really missing Moose and wish i was still off spending every day with him.

    This week he learnt how to growl like a bear which is amazing - just shows how quickly hes picking things up. best encourage the moneysaving with his toy piggy bank ;)

    as for money saving efforts, we have hit our target already this month and then some!! we are still continuing to cut bk where we can and get some cash back where possible.

    we had a little splurge up london on wednesday which was uncessary but nice. gotta have a little treat every now and then or i will go insane!

    Another offer on the house - another straight no. still coming in around £20,000 less than asking price due to neighbour. have also lost our house we put an offer on near my parents to a first time buyer which is a kick in the teeth but nothing we can do.

    so its the start of a new fresh week and i had better start a list of things to do today - starting with the weeks shop at lunchtime!
    Current Mortgage balance - £363,785.35/£420,000 (highest point Oct 2022).
  • keza
    keza Posts: 1,311 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    had my hair cut and blow dried for £15 yesterday as my salon has a new hairdresser - cheap as chips!

    have updated my signature with all the particulars. going to have a week or so off of finding extra pennies and prepare ourselves for next month now :)
    Current Mortgage balance - £363,785.35/£420,000 (highest point Oct 2022).
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