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The Daily Natter of 2 Adults and a Moose

135

Comments

  • keza
    keza Posts: 1,311 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    efforts are going well in the Keza household!

    Went to the party last night and didnt spend a penny - only due to DH paying for cab home and the one or two drinks i had. unsure how much he spent but i was sure to nab the shrapnel and 3 x £2 coins from his wallet this morning ready for the pot before he hides them! he had 6 x £2 coins last night but wouldnt surrender them as they were beer money! :o:mad:

    anyway 3 of them are now in my possession :)

    im working OT today so am very busy today, yesterday was a day of housework as I just dont seem to find the time to clean nowadays!

    We have made a joint push effort to get £250 together extra dosh for the savings for March so in effect we are a little ahead of what we planned now :)

    now onto the April efforts - i have a huge pile of stuff to [EMAIL="3b@y"]3b@y[/EMAIL] later so will be sure to get on with that this evening.

    so thats 3 x £2 coins for the pot and £1.16p shrapnel for the sealed pot for today

    happy sunday (st patricks day) everyone :D
    Current Mortgage balance - £363,785.35/£420,000 (highest point Oct 2022).
  • keza
    keza Posts: 1,311 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    morning all! cold, foggy and icy here this morning and lots of traffic getting to work!

    I plan on today not being a NSD as i need to get milk butter and orange juice! am also out of toilet cleaner too but will wait till the shopping day on thursday for that!

    It will be a personal NSD as the groceries come from their own designated budget :)

    treated us to a new silent night bounceback duvet and 2 pillows - cost me nothing! i went through [EMAIL="topc@$hback"]topc@$hback[/EMAIL] for the purchase from my catalogue, i had £65 of cashback there so they paid me £1.18 to have them :) :money: awesome! :j

    thats it for efforts today i think, payday for DH isnt until thurs and mine isnt till monday so pennies are few and far between at the moment :o
    Current Mortgage balance - £363,785.35/£420,000 (highest point Oct 2022).
  • Thrifty_Pixie
    Thrifty_Pixie Posts: 1,036 Forumite
    if i think of any more spiffy nifty thrifty tips i'll be splashing them all over here, never fear :)
    Mortgage-Free Wannabe
    Mortgage at start [20/6/12]: £151,800/MFD Jun 2035 (age 65)
    Mortgage now [5/11/14]: £139,212.14/MFD Oct 2029 (age 59)
    Personal Library 2014
    :starmod: Read in 2014: 57/60 :starmod: In Progress: 2 :starmod: Books In: 94 :starmod: Books Out: 12 :starmod: TBR: 847 :starmod:
  • keza
    keza Posts: 1,311 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    evening all! got my butter, milk and orange juice from Mr A at lucnh - £3.62 :D

    Also, this evening i have move my bank to first direct and got their £100 bonus which is awesome! makes a big dent in this months extra dosh to find. tomoro i need to list some bits on ebay. cant be bothered tonight but will try double hard tomoro evening to get them listed.

    DH is still beavering away at match betting which is going well so far!

    Had some good news from our solicitors today re the house so fingers crossed it all comes to an end soon and we can move on with our lives :) night all sleep tight xx
    Current Mortgage balance - £363,785.35/£420,000 (highest point Oct 2022).
  • keza
    keza Posts: 1,311 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    had to pay £900 to our solicitor yesterday so thats made a dent in our hard work so far and puts us behind yet again :(

    we have no spent over £4,000 on legal fees which was hard graft savings for the mortgage - makes me so mad that we have been put in this position.

    Today is the first grocery shop of the month and we are out of quite a few things - will report bk later as to how it went.
    Current Mortgage balance - £363,785.35/£420,000 (highest point Oct 2022).
  • Thrifty_Pixie
    Thrifty_Pixie Posts: 1,036 Forumite
    ooo ouch! we are certainly in the wrong line of work!

    a year or so ago we had to sort out probate for my FIL and the solicitors wanted a % that would have amounted to around £14k to do it for us! nu uh we said. DH got all the forms, spent a few evenings traipsing through them and did it himself.

    they are generally overpaid parasites in my experience.
    Mortgage-Free Wannabe
    Mortgage at start [20/6/12]: £151,800/MFD Jun 2035 (age 65)
    Mortgage now [5/11/14]: £139,212.14/MFD Oct 2029 (age 59)
    Personal Library 2014
    :starmod: Read in 2014: 57/60 :starmod: In Progress: 2 :starmod: Books In: 94 :starmod: Books Out: 12 :starmod: TBR: 847 :starmod:
  • keza
    keza Posts: 1,311 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    ooo ouch! we are certainly in the wrong line of work!

    a year or so ago we had to sort out probate for my FIL and the solicitors wanted a % that would have amounted to around £14k to do it for us! nu uh we said. DH got all the forms, spent a few evenings traipsing through them and did it himself.

    they are generally overpaid parasites in my experience.

    it doesnt help that hes useless too! he takes ages to come bk to us and chase things up - i will as glad to be done with him as i will be to be done with our neighbour! :rotfl:
    Current Mortgage balance - £363,785.35/£420,000 (highest point Oct 2022).
  • keza
    keza Posts: 1,311 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    payday for DH today :j

    so £1000 from his bonus in to the savings and a good wedge of the savings so far for this month! :beer:

    yesterdays shopping trip wasnt too shabby either. i got to mr T's and thought id forgotten all my coupons but luckily i found them in my purse :D (obv losing some brain cells while juggling too many full time jobs !)

    Our grand total was £49.84 but this came down to £30.83 after coupons so thats £19.01 into the pot :) every little helps as Mr T says ;)

    today im going lunch with my friend and have a voucher for a free coffee so no spend day here i hope! :money:
    Current Mortgage balance - £363,785.35/£420,000 (highest point Oct 2022).
  • keza
    keza Posts: 1,311 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    oh and in other news, my £100 incentive with first direct was a good one, they are also giving my DH £100 to go to them and me another £50 for recommending him!
    Current Mortgage balance - £363,785.35/£420,000 (highest point Oct 2022).
  • Thrifty_Pixie
    Thrifty_Pixie Posts: 1,036 Forumite
    haha...result!
    Mortgage-Free Wannabe
    Mortgage at start [20/6/12]: £151,800/MFD Jun 2035 (age 65)
    Mortgage now [5/11/14]: £139,212.14/MFD Oct 2029 (age 59)
    Personal Library 2014
    :starmod: Read in 2014: 57/60 :starmod: In Progress: 2 :starmod: Books In: 94 :starmod: Books Out: 12 :starmod: TBR: 847 :starmod:
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