The Daily Natter of 2 Adults and a Moose

SillySod

Are you getting more interest on your savings (after tax) than you are paying on your mortgage? If not then overpaying might be preferable.

keza

bodmil wrote: »

Oh dear, sympathy from me with regard to the idiot neighbours! I just have to deal with noisy ones and although I'm not selling yet I've got a plan to save up as much as possible to buy a small holding in the middle of no where!!

he isnt so much noisy as just plain odd! the things he gets up to just never ceases to amaze me!

id love to buy a plot of land, no neighbours, build a beautiful house and have high walls, nothing too disimilar to a castle in a fairytale oh well, mid terraced with a mad neighbour it is then!

keza

SillySod wrote: »

Are you getting more interest on your savings (after tax) than you are paying on your mortgage? If not then overpaying might be preferable.

Hiya! unfortunately not but we are now saving a fresh deposit for our next house incase we lose every penny of the one we paid on our current house so we dont want to tie up anymore of our money in the current mortgage at present for this reason but thanks for thinking of us and for offering your advice

keza

so today isnt a very good MSE day for me!

ive paid £1 to Comic relief dress down at work, another £1 for a cake pop also for CR, £2 for a sausage and bacon sarnie this morning and another £3 odd in boots just now! must stop!

last night was also very anti-MSE, DH, moose and I went shopping and had a tiny splurge of the bonus DH got from work. many bags and a very tired, bored moose later, we spent a good £350 of it! eeeek! thats it for splurging now. DH needs to buy himself 2 new suits for work and the other £1k is going in the kitty for sure!

to counteract this ludicrious non-MSE spending, i am putting 3 x £2 coins into my new £2 coin pot this evening.

keza

jsut found £9.50 of clubcard vouchers in my clubcard account! will make use of them and put the £9.50 eqiv in the pot!

Thrifty_Pixie

found ya!

i must admit to slacking a little on the pennies in pots here and there, but i think i'll get back to it. we've got one spare shrapnel pot that DH empties his pockets into, but i'm so tight these days i count pennies out in shops if i know i have enough i also have a few bots and bibs to stick on eBay but i've just been too lazy

sorry to hear about your neighbours. i rented a one-bed ground floor flat once years back and a couple of 20-something guys moved in upstairs and proceeded to party every night and jump up and down on the wooden floors. my OH at the time was working nights and when i went to confront them they started to kick our front door every time they went out - sometimes a whole conga line of their friends on the way to a club. when my OH found out he went up there, bare-chested and threatened to throw the guy out of the window for intimidating me when he was away and they got thrown out not long after that.

man i have a list as long as my ARM of bad neighbours. but then that's living in Brighton in the middle of student quarters for ya! soooo glad i'm outta that life now.

anyway, subscribed!

elantan

Have to admit I had a wee red nose rant today, hubby went into work and was basically held to ransom for £7 ... I thought charity giving was up to the individual but apparently no you have to give, and a certain amount ( they didn't want anything less than £7) I find that disgusting behaviour tbh

keza

That's terrible behavior elantan! And not a very good way of them encouraging charity giving! I was held at ransom for my change in my purse after I'd already given £3 to the CR pot and that made my back go up and I became all defensive! That's for my pot !!! :rofl

keza

Morning TP! How's ur week been? Sorr to hear u also had bad neighbours! Ours doesn't seem so noisy and bad as some of the stories on here but he's extremely odd and has an asbo so it's putting all potential buyers off!

Gives us plenty of time to save! It's like starting all over again which is slow and hard work. I feel that we shud be enjoying our time with moose but I'm working 6days a week and only have one proper day with him.

Anyway enough moaning. Any helpful thrifty tips from a helpful thrifty pixie? xx

keza

Today our efforts are match betting (job for DH!) and housework for me

It will be a NSF day for me as no pennies left until pay day on 25th but we are at a 30th bday tonight so DH will have to dig deep for a few well deserved drinkies!

Tomoro I am working again 7 hours double time over time so that's a small effort for some extra cash and its putting my footing well at work for a good review and bonus next year