Need a rant!

suki1001

Wow! Hells Bells! you certainly picked a prize one there. He sounds like the ideal candidate for Jeremy Kyle.

You know the type who the women are fighting over and everyone's thinking What! are they doing chasing after someone like that. His only redeeming qualities are that he can pull a woman because he has the gift of the gab - and well that's not actually a quality - you certainly can't rely on it, although some other gulible fool, might fall for him.

You actually sound really sorted, really intelligent and like you've woken up to this, well prize idiot who needs to sort himself out. You defintely sound like a catch. Any man would be lucky - he was, he should have realised.

Good luck with your quest and I hope you manage to move on.

Funky_Bold_Ribena

Oh dear.

Why wouldn't you manage without him? You evidently did before.

Make sure you get the sim card out of that phone /the phone itself before you change the locks and dump him.

hellsbells0405_2

Yorkie1 wrote: »

Looking at the practical side of things, assuming you want to end things with him:

1. The tenancy. Are you still in the fixed period, or on a rolling tenancy (I assume you're in England or Wales).

If still in the fixed period, you can't end the tenancy until the end of the fixed period, or in line with a break clause in the tenancy if it's more than 6 months in total duration.

If you're in a rolling (periodic) tenancy, then you only need to give 1 month's notice, to end at the end of a tenancy period.

See this post for more info:
http://forums.moneysavingexpert.com/showpost.php?p=52421475&postcount=6

I *think* where there is a joint tenancy, one person can give notice to end it on behalf of both tenants, but double check this on the House Buying etc sub-forum on here.

As you're joint tenants, you can't exclude him from the property if he still wishes to live there while the joint tenancy is running.

2. Contracts.
Apart from the phone, the other utility bills are already in your name so not much needs doing there.

What's the situation with the mobile phone contract? Is it a monthly contract you're tied into for x months?

3. Bank accounts.
Do you have a joint account which he can draw money from? If so, then set one up for yourself. Put your money into there and switch all your Direct Debits across. Then, finally, stop funding the joint account so that he can't drain you financially.

4. Finding a new property.
As others have said, do a statement of affairs on the Debt free wannabee board. The people over there are excellent at finding ways to minimise your expenditure.

5. Other preparations. Best to do as much as you can before telling him it's over. Have a look at the Women's Aid website for other preparations you can make such as making sure personal items, or important documents, are safe if you think they might be at risk once your decision is known.

Ok dealing with your points in order:

The tenancy - we are on a rolling contract, so yeah I would have to give a months notice.

Phone contract - Both mine and his contracts are in my name, because he couldnt get the credit checks cleared. His runs out in November this year so really I'm not too stressed about that one, apart from making sure I get the phone off him.

Bank account- the account is my name alone for the same reason as above. His wages are paid in to my account. He doesnt deal with anything financial as he just cannot be trusted (he admits this) with money.

hellsbells0405_2

suki1001 wrote: »

Wow! Hells Bells! you certainly picked a prize one there. He sounds like the ideal candidate for Jeremy Kyle.

You know the type who the women are fighting over and everyone's thinking What! are they doing chasing after someone like that. His only redeeming qualities are that he can pull a woman because he has the gift of the gab - and well that's not actually a quality - you certainly can't rely on it, although some other gulible fool, might fall for him.

You actually sound really sorted, really intelligent and like you've woken up to this, well prize idiot who needs to sort himself out. You defintely sound like a catch. Any man would be lucky - he was, he should have realised.

Good luck with your quest and I hope you manage to move on.

Thank you for your kind words, it really does mean a lot xx