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Looking for the silver lining
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That could certainly make a hole in the budget :eek:Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
He's terrible with electrical things, always has been, he doesn't look after anything. I can't believe he thought I could just pick him one up.I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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Hope you manage to get the razor working and don't have to fork out £50 - I'm imaging Mr S being a tad heavy handed with an ordinary razor.....
Well done on the steps again - I've cancelled all my old history on my Fitbit and am building up again - aiming for 50,000 a week for now.January spends - £587.580 -
Pleased to hear Mr SA’s scan went well. :eek: to splashing out on the shaver though.
Your steps are going really well SA. You’ll probably lose a few pounds on the weigh in this weekend.Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
:eek: to a new razor SA! Glad the scan seemed to go ok, will wait on news from the consultant xxMummytogirls x0
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Hope scan results are uneventful.
Razors!!! Blimey. Even the disposables are not cheap. Yep a little frugality is needed..(unless it’s gin!)
MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Well despite the fact I counted every point, did no end of steps, went to the gym 3 times and only had a mini bottle of wine and 1 G&T all week, I put half a pound on
Gutted
It's not put me off though and I'm doing the same again this coming week.
The grandkids have just gone and Mr SA has gone for his nap. Even the dog is exhausted!
Will have a proper budget count up tomorrow but have come just under grocery budget and have £20 left in spend budget which will go to the dining room renovation fund. There'll be a bit left n my purse for my shopping fund too, would've been a lot more but I bought the new WW cookbook at the meeting.
Haven't given in to Mr SA's shaver pestering as it appears to be working at the moment.
Hope everyone is having a good SaturdayI get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
I put a pound on and DH lost 2lbs. How is that fair?!
Boo to your half pound XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Boo to your 1/2 lbI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I think I lost too much in one week last week. The upside is I've still lost the 2.5lbs I put on over December and that's what I've got to be pleased about. It's so hard to lose small amounts of weight - I'm just 3.5lbs away from being back at goal.
In other news DS and family have been told their landlord is putting their house up for sale and they have to find somewhere else but no rush. In a way it's given them a kick up the a$$ as they need a bigger house but it's upset them too as they're worried about finding the bond and month's rent in advance. I feel guilty we can't help especially when DSOH's dad has offered to help plus their landlord. The thing is in the next breath they mentioned they're paying out £70 a month between them for top of the range phones. They've got their eyes on another house in the area coming up for rent at the end of the month and it looks lovely so I hope they get it. DS has looked into getting a mortgage but could only borrow £60k and they'd have to put down £6k as deposit. I do feel for young ones nowadays it seems impossible to buy a house, it was so easy when we bought our first house.
Friday was NSD 5 and hoping for NSD 6 tomorrow. Also hoping for a nice relaxing day tomorrow, I really need it.I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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