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Looking for the silver lining
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Fire did indeed look horrific it's so lucky there were no casualties.
Plans are looking good and you are so much better at sticking to them than I am.
My ds is 39 in a couple of weeks which means 40 next year- HOW does it happen........
Hope the scan goes well - wise lady not telling him too soon.January spends - £587.580 -
Hope you've had a good day today SAFinally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
That's Monday done
Very busy day at work, but that's nothing new, passed by in a flash. Went to the gym at lunchtime and have done 23,364 steps today. Tonight is AFD 5 of January, aiming for another 2 this week.
Very low spend day of just under £3 in Lidl. New grocery budget is in place, shaved £10 off it and put it towards the flooring plus did the same for the weekly spends budget so £20 towards flooring.
I really hope I can keep up the momentum of sticking to the diet and budget.I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
What a lot of steps SA. How many steps is your walk to work? No wonder you're losing weight :T.
Shaving the grocery budget and putting it towards the flooring is a good idea.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
putting me to shame on steps now :-) I'm on 5k I thinkMy mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo0 -
I'm on 6,964 but I've been sat in front of a computer most of the day
.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I would be on 0k!
Well done youI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
It's just over 6k steps to work each way so 12k in the bag before anything else. At work I have to keep getting up from my desk and going for a walk or my ankle seizes up. Then at lunchtime if I don't go to the gym I go for a walk. I've been walking to and from work for years, I hate catching the bus, only catch it if it's pouring with rain.I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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You're amazing SA :TFinally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Very impressive number of steps! :T
..and all the plans as well - incredibly organised of you, Sun.A.
Good luck on scan-day, hope Mr SA behaves himself and doesn't get too anxious on the way in.0
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