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Looking for the silver lining

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  • It's never ending shopping and spending at this time of year SA. It's very mild here too.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Totally never ending SA! I always get to a point where I think right whatever I haven't got now its tough!

    Free gifts sounds good :D xx
    Mummytogirls x

  • Sun_Addict
    Sun_Addict Posts: 24,071 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Finally broke up from work for 10 whole days :)

    Big Mr M delivery today but still need a few bits from Aldi tomorrow, not much though.

    This lunchtime went to the pub very handily next door to work with my colleagues for Fizz Friday :) Although we had a bottle of Prosecco between 5 of us and we had to go back to work it was still lovely.

    Really need to wrap presents and still haven't got the batteries for DGS's fire engine.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Fizz Friday sounds good :)

    Have a happy time when it comes :) xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Hurrah you're on holiday :beer:. I like the fact that Christmas eve is a Sunday because we can be nicely chilled by Christmas day (apart from wrapping a zillion presents and making the house presentable) :eek:.

    Fizz Friday sounds like it should be adopted by everyone in the country :rotfl:.

    Have a lovely weekend :xmassmile.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Enjoy your break from work Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Sun_Addict
    Sun_Addict Posts: 24,071 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Up early, hoping to go to Aldi when it opens at 8am if I can motivate Mr SA. We'll take the dog so the walk will kill two birds with one stone and Mr SA can wait outside on his scooter with her. Then I can load up the scooter with the shopping. I don't need much just the last few bits including the batteries!

    After that I want to get the cleaning done, then we're going to our local for lunch, followed by present wrapping with Baileys and Christmas music (hopefully this will coincide with Mr SA's siesta).

    We were supposed to be putting DD's wardrobe up but we really need a clear day for that, and she's in no rush, so that will be put on a back burner for next week.

    Have a fab Christmas Saturday everyone :)
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Enjoy your lunch :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Have a lovely lunch, and hope you managed to whizz round Aldi in relative peace.
  • Sun_Addict
    Sun_Addict Posts: 24,071 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Aldi not too bad but can't believe they didn't have any smoked salmon. Ended up going to the Co-op.

    Got quite a few bargains in Aldi but savings probably cancelled out by not being able to get my £1 back out of the trolley and Mr SA losing the seeds I bought for my nut roast on the way home :( He suggested I use bird seed instead - not funny!

    Had a lovely lunch at the local then came home and wrapped presents with a Baileys and Christmas music :) Started getting fed up of wrapping though - started off being really careful but the last couple are a bit slapdash.

    I'll still need to go out tomorrow unbelievably as I forgot to get some rocket. Should only be about £1 though.

    I WILL be more organised next year :rotfl:
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
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