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Looking for the silver lining
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It's never ending shopping and spending at this time of year SA. It's very mild here too.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Totally never ending SA! I always get to a point where I think right whatever I haven't got now its tough!
Free gifts sounds goodxx
Mummytogirls x0 -
Finally broke up from work for 10 whole days
Big Mr M delivery today but still need a few bits from Aldi tomorrow, not much though.
This lunchtime went to the pub very handily next door to work with my colleagues for Fizz FridayAlthough we had a bottle of Prosecco between 5 of us and we had to go back to work it was still lovely.
Really need to wrap presents and still haven't got the batteries for DGS's fire engine.I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Fizz Friday sounds good
Have a happy time when it comesxx
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hurrah you're on holiday :beer:. I like the fact that Christmas eve is a Sunday because we can be nicely chilled by Christmas day (apart from wrapping a zillion presents and making the house presentable) :eek:.
Fizz Friday sounds like it should be adopted by everyone in the country :rotfl:.
Have a lovely weekend :xmassmile.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Enjoy your break from work XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Up early, hoping to go to Aldi when it opens at 8am if I can motivate Mr SA. We'll take the dog so the walk will kill two birds with one stone and Mr SA can wait outside on his scooter with her. Then I can load up the scooter with the shopping. I don't need much just the last few bits including the batteries!
After that I want to get the cleaning done, then we're going to our local for lunch, followed by present wrapping with Baileys and Christmas music (hopefully this will coincide with Mr SA's siesta).
We were supposed to be putting DD's wardrobe up but we really need a clear day for that, and she's in no rush, so that will be put on a back burner for next week.
Have a fab Christmas Saturday everyoneI get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Enjoy your lunchI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Have a lovely lunch, and hope you managed to whizz round Aldi in relative peace.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo0 -
Aldi not too bad but can't believe they didn't have any smoked salmon. Ended up going to the Co-op.
Got quite a few bargains in Aldi but savings probably cancelled out by not being able to get my £1 back out of the trolley and Mr SA losing the seeds I bought for my nut roast on the way homeHe suggested I use bird seed instead - not funny!
Had a lovely lunch at the local then came home and wrapped presents with a Baileys and Christmas musicStarted getting fed up of wrapping though - started off being really careful but the last couple are a bit slapdash.
I'll still need to go out tomorrow unbelievably as I forgot to get some rocket. Should only be about £1 though.
I WILL be more organised next year :rotfl:I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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