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Looking for the silver lining
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I'm going to finish work at lunchtime SSG so I don't have to rush. My friend is en route to her DD's. I haven't seen her for over a year so plenty to catch up on!I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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That’s good SA - you’ll have plenty of time to spend with your friend. And some tasty:beer: as well - or perhaps some Prosecco!:DFinally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
Or Raspberry Gin :drool:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Another manic day at work with more and more work being piled on us - there just aren't enough hours in the day to keep on top of it all
It doesn't help when Mr SA is ringing every five minutes with trivia as I have the sort of job where you need to concentrate.
At least I've got a short day tomorrow
That aside have taken advantage of the Mr M offer of two bottles of spirits for £22 and got a bottle of Jim Beam for DS's Christmas prezzie and a bottle of Baileys to put away. Might get another two different ones next week and put them away for Christmas.
Waiting for a discount on Smyths Toys before getting DGS's prezzie - getting him a ride on fire engine (although I think a bulldozer would be more appropriate!)
Determined to get most of the presents by end November, fortunately not many to get.I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
It’s rotten that you keep getting swamped at work like that. Do you have a union rep you can discuss it with or do you think it would make no difference? Must be hard coping with all Mr SA’s calls as well. I suppose you’re too nervous to let them go onto answerphone sometimes?
Hope you’ve relaxed tonight with a nice glass of vino!Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
Are you busier at Christmas or is it staff shortages?
Your Christmas drinks should go down a treatHave a good evening.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Staff shortages Hairy - people leave and it takes forever to replace them. We're busy all year round (government department).
Had a lovely afternoon with my friend, passed too quickly sadly.
I've booked Tuesday off work. Carpet man is coming at 9.30 and I've got a team lunch. So by the time I got to work, I'd be there a couple of hours, then we'd go for lunch, then time to go home. With the day off, I can go into town after the carpet man has been, then go to the lunch. No point having the day off at home as the painter will be there.
Thank goodness it's Friday - I am shattered!I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Mr M's spirits offer sounds good SA, might have to take a look at that myself.
Boooo to being overworked :mad:
Glad youve had a nice catch up with your friend xxMummytogirls x0 -
Can’t be beaten - good times with good friends.
Foolproof antidote for shattered Friday feeling - more vino or raspberry gin!:DFinally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
Happy Saturday
Been up a while, the downside of living across the road from a park is that people start taking their dogs on there from about 5.30 am, even though it's pitch black! All you can hear is the iron gates opening and closing and then my dog barks at every dog that passes our house. Yawn.
Today's plan is to go to WW this morning, do the cleaning, then hairdressers late this afternoon. No visit from grandkids today so should be a quiet one.
I usually buy Mr SA a beer advent calendar but decided not too this year as they are really expensive, working out at around £3 a bottle. However, Iceland are doing them for £39.99, about £30 less than the others, so have ordered one to be delivered tomorrow. Last year I had a wine one from Virgin but I wasn't that impressed with it as there were far too many white wines and I prefer red, didn't think it was worth the money.
Need to make a list of what I've spent out of my Xmas budget so far as I seem to have spent a fair bit.
Have a fab day everyoneI get knocked down but I get up again (Chumbawamba, Tubthumping)0
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