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Quarter of the way there and full speed ahead

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Comments

  • lindens
    lindens Posts: 2,870 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    elantan wrote: »
    Can I just ask ... Has anyone got their £5 from Halifax yet ?

    Hello :wave:
    lurker here who has only just found new diary oops.

    I haven't had it yet - BUT - Can you advise - have i mucked up here on my [EMAIL="h@alifax"]h@alifax[/EMAIL]?

    28/02 - moved £1000 through
    01/04/2013 - moved £1000 through

    BUT there is no £1000 showing for the calendar month of March - i guess that means no £5 for me :mad:

    I haven't been paying attention to the calender days......
    You're not your * could have not of * Debt not dept *
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Hi lindens and welcome, I hate to say it but I think you have, if there is nothing showing for march :(

    I have noticed though that h@lifax arnt exactly great with their days we get the £5 on the second ( usually) but it shows as the 1st, I also put money in ( the £5 I was talking about ) at the end of march and it's showing the 1st as well ...

    Maybe best to filter the £1k through on a specific date may help in future, hope you get it though
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    taxi73 wrote: »
    Think I understand it now
    you just have the two mortgages and NOT the debt/loans but pay the mortgage as though it is the same amount as the loan/debt payments would've been

    That's it taxi, I want rid of all debt including mortgage, my total for paying every month is excluding any interest as well :)
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Hi El :wave:
    Sounds like you're doing really well with your savings and just having 2 bills to pay etc etc-well done so far! :j
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    That's the £5's in if anyone is interested,

    Well today I slept most of the day, didn't get up till 8pm so I really needed the sleep, I need to get back in top of the menu planning as well, have just been so busy lately I havn't had a minute to do anything but I notice we are much better with the shopping then we do our menu planning.

    Nothing much happening finance wise just plodding on till the end if the month, but I have started a wee side challenge with Skinty so will see how that goes

    That's about all for now, nothing exciting but I want to keep writting away to keep the focus going
  • Good luck with your menu plan :)

    Has your remortgage actually happened? I think I may have missed that.

    Have you had blue sky yesterday - it made such a difference to us all.

    Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 3 April 2013 at 8:01PM
    I didn't get to see the sky yesterday :( but I'm hoping that with the snow gone now it will be better for everyone that does get to see it :)

    Yep the remortgage is through ( hence the big overpayments in the 2013 mfw thread lol )

    We're now at the plugging away at two mortgages stage, it's easier all round tbh less interest and less things to look up/ phone etc to get the info needed

    Hope your day is equally if not more sunny :)
  • skint_spice
    skint_spice Posts: 13,533 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The two mortgages does sound a lot less complicated!

    We have blue sky here and sunshine, is there none up your way or were you working/sleeping during daylight?
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 3 April 2013 at 8:00PM
    Sleeping during daylight hours and wearing my blue light blockers for an hour before shift finishes till I get to bed

    In other news ... A cheque for £221 is winging it's way to me... I thi k it will come by snail carrier but it's been actioned on, I've requested a refund of overpayment for my gas and elec :-)
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I'm getting all polytunnel excited, need to order some seeds as I chucked all my seeds away as I didn't have great success with them last year, I also need to get planning with what I want to grow ... I can see an exciting nightshift ahead.

    Two books sold and posted away, when the money arrives in the account I'm going to split the money between the two usual bills and savings
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