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Quarter of the way there and full speed ahead

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  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    £8.13 interest made on the new n@tionwide account this month, have transferred it over to the savings, will add to it the h@lifax money and the Tilly tidies and make an overpayment on mortgage 2
  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
    Is that the flex direct account el? Was looking into that.
    I've been with Lloyds for 20 years but they do nothing for me.
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Is that the flex direct account el? Was looking into that.
    I've been with Lloyds for 20 years but they do nothing for me.

    I've one of those as well Thistle :D - again v easy to open :T
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    i think it is thistle it's the one with 5% for the first £2.5k

    I had the money sitting in a no interest account for so long ... Changed in over and made the £8.13 in the first month ... Will be keeping that up :)
  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
    elantan wrote: »
    i think it is thistle it's the one with 5% for the first £2.5k

    I had the money sitting in a no interest account for so long ... Changed in over and made the £8.13 in the first month ... Will be keeping that up :)

    Ok it's 50 questions:rotfl:
    When you opened the a/c, did you "switch" or just open it?
    Tx
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Well I'm going to be honest here ... I had already opened it before the deal came out, but from what I gather its very easy to open still ... I already bank with them I basically just converted my account to that type about 1.5 months before the deal came out

    According to the savings board you can have up to 4 of them just filter £1k through the four ( from outside sources) they are reporting today that they got the money in all 4 so that's a good return if you have £10k sitting about doing nothing :)
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 1 April 2013 at 11:57AM
    And no problems at all about the questions ... If I can help I'm glad to :)
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I think I worked it out that I am down to £690 this month to find to stay on top of the debt situation, not positive though as I worked it out the other day and may have forgotten

    Will aim for the £690 with the hope of maybe paying off £750

    Have upped my DDM for the saving account as well so that's slowly catching up with the plan of having some decent savings in 74 month time

    I'm now on the 26 month of this journey now and have noticed so many changes within myself that I am happy with, I don't know what's around the corner but I think I am finally getting my head more fully in the game, I need to tweak a few things and have so much still to learn ... Learned quite a bit last night thanks to a poster on the mfw board ... I'm looking forward to learning more :)
  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
    elantan wrote: »
    Well I'm going to be honest here ... I had already opened it before the deal came out, but from what I gather its very easy to open still ... I already bank with them I basically just converted my account to that type about 1.5 months before the deal came out

    According to the savings board you can have up to 4 of them just filter £1k through the four ( from outside sources) they are reporting today that they got the money in all 4 so that's a good return if you have £10k sitting about doing nothing :)

    I read that you only got the rate on one of the accounts.
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I had read that as well thistle ... But according to some on the savings board they have had it on all their accounts
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