The 1% Challenge - 100 ways to make your 1%

keza197130

I'd like to join please, I have my husband's credit card bill to get rid of plus I really want to get my emergency fund started so will be running 2 at once I think! x

tudorfan22

Well im so close the my half way point! Thanks to a lovely bonus from work! Unfortunately I need to pay for a holiday which will set me back a month or two, plus I have to have a filling in 2 weeks time £85 a didn’t need to spend! Anyone had an injection in their bottom gum, behind the tooth? Ive never had an injection before and Im a total fraidy cat!
Keep on trucking everyone!

keza197130

keza197130 - 1% is £10

glassy2010

done my first 2% today still waiting for a number tho
well pleased

happytails

Hi everyone!!

Sorry ive been awol. Been so busy in the lead up to Xmas. Though i have worked out where my money is going (as in towards which debt) per month, right up to May 2015 when ill be mostly debt free (i hope!)

Made £15 on Ebay last week after postage & fees. Not had any interest on the load of clothes i put up which is annoying.

I need to have a look at my budget as everything is off as i havent been keeping an eye and i think ive missed payments off etc. And i need to make sure we have £3000 in the bank for Debt 3 which will be fun! Its going to have to come from somewhere...

happytails

So upset. A blue pen has accidentally ran through the wash and ruined 3 towels (not too bad), 2 of DD2s new tops and a jumper (that she got for her birthday in Nov), my favourite cardigan and a vest. amongst some socks. I am gutted. trying my best to get the stains out but i didnt notice when they came out the washer and bunged them in the dryer so i fear ive set the stains in :mad:

happytails

Feeling more positive today. Nsd ahead sold £10 worth of toys to a friend and holding another £10 worth for someone else.

Sarah x

Little_Miss_Uni-Debt

Morning all!

Congrats to LoveaDove for getting to 100% - that's super amazing, made my day to see that! Straight into savings too! Wow!

Welcome to everyone that has joined recently. It's awesome to see this thread is still helping more & more folks! Those that regularly post here, no matter how small the update, it keeps the challenge visible on the DFW board and that means new people find it just as they're starting their journey.

A big improvement for me recently is that I've been making regular over payments which has caused my lowest CC to offer me a 0% BT until May. A saving of over £900 in interest if I am done by May. That means now I only have 1 card left, mostly at 0%. This challenge gave me the focus needed to get into a repayment routine and that is a huge weight off my mind.

Now I know the main hurdles will be :-

1) Being sensible when doing Christmas shopping - think minimal
2) Keeping regular income as I work from contract to contract

Hope you're all enjoying the challenge.

Please get all of your end of year update in before New Years Eve!

I will be starting 2014 with a big update to the thread!

happytails

Ok so another £11.50 to be paid to me hopefully later for some toys (£10 friend is still gathering funds). My brother gave me £2.50 for picking him up the other night :beer: and i nearly had a NSD, £1 spent on cakes at school (again!) that the kids wanted, profits going towards their art resources so not all bad.

Keep on ploughing through,,,,

MrsG2006

Hi, am I too late to join this?

If not can I become a member please

MrsG2006 - 1% = £160