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The 1% Challenge - 100 ways to make your 1%

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  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Tell me about it. I have one non payer and one bidder that changed their mind. Have sorted these 2 things out now
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sorry to hear about your buyer fedup :(

    Well done on the sale to your friend happytails :)

    I still have not got to the bank to pay in my hard earned craft fair cash yet but I did have a face painting party today so earnt £50 :)

    This will be added to my £175 so total now waiting to be banked is £225 - or as I like to look at it 4.5% :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    4 days of £0 insertion fees on Ebay everyone!!! Get things listed!!! Pretty much last chance before Xmas i expect :money:

    Sarah x
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • LoveaDove
    LoveaDove Posts: 491 Forumite
    Debt-free and Proud!
    Hooray!! Finally at 100% and Debt Free!!! :j

    I'm going to miss my 100 Square Sticker Chart....

    So I'm going to print out a Savings one to replace it!! :T
    :coffee:
    *Do More of What Makes You Happy*
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    LoveaDove wrote: »
    Hooray!! Finally at 100% and Debt Free!!! :j

    I'm going to miss my 100 Square Sticker Chart....

    So I'm going to print out a Savings one to replace it!! :T

    We'll done, what a great achievement for you :j
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    LoveaDove wrote: »
    Hooray!! Finally at 100% and Debt Free!!! :j

    I'm going to miss my 100 Square Sticker Chart....

    So I'm going to print out a Savings one to replace it!! :T

    Thats great!! Hoping its only another 18 months til im posting something like this myself :)

    Well done!! :T What is your savings goal? xx
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • Broke_Kitty
    Broke_Kitty Posts: 305 Forumite
    Eighth Anniversary 100 Posts Combo Breaker Savvy Shopper!
    LoveaDove wrote: »
    Hooray!! Finally at 100% and Debt Free!!! :j

    I'm going to miss my 100 Square Sticker Chart....

    So I'm going to print out a Savings one to replace it!! :T
    Amazing, congrats!
    LBM moment Nov 2013
    Barclaycard 0% [STRIKE]£2,719.64[/STRIKE] £1,575.22♦ Virgin 0% [STRIKE]£3,224.00[/STRIKE] £2,533.08♦ MBNA 0% [STRIKE]£1,994.72[/STRIKE] £2,473.53♦ Lloyds Card 0% [STRIKE]£1740[/STRIKE] £1,260♦ Loan 22.80% APR [STRIKE]£3,585.63[/STRIKE] GONE:j ♦ Invisalign 0% [STRIKE]£2,493.26[/STRIKE] GONE :jOriginal Total: [STRIKE]£13,120.17[/STRIKE] Now: £7,841.43
  • Broke_Kitty
    Broke_Kitty Posts: 305 Forumite
    Eighth Anniversary 100 Posts Combo Breaker Savvy Shopper!
    Please can I join the club? - Broke Kitty

    I want to pay off my Lloyds Loan, so £3415.84

    My 1% is £35 - 0% so far
    LBM moment Nov 2013
    Barclaycard 0% [STRIKE]£2,719.64[/STRIKE] £1,575.22♦ Virgin 0% [STRIKE]£3,224.00[/STRIKE] £2,533.08♦ MBNA 0% [STRIKE]£1,994.72[/STRIKE] £2,473.53♦ Lloyds Card 0% [STRIKE]£1740[/STRIKE] £1,260♦ Loan 22.80% APR [STRIKE]£3,585.63[/STRIKE] GONE:j ♦ Invisalign 0% [STRIKE]£2,493.26[/STRIKE] GONE :jOriginal Total: [STRIKE]£13,120.17[/STRIKE] Now: £7,841.43
  • LoveaDove
    LoveaDove Posts: 491 Forumite
    Debt-free and Proud!
    Thanks for the Congrats peeps! :)

    happytails - Re: Savings- there are a few things I would like to save towards so I will need to spend time deciding how to approach these savings goals. Probably the most important one will be to replenish a little Emergency fund and work from there. Will get back to you once I have constructed my Master Plan! :)
    :coffee:
    *Do More of What Makes You Happy*
  • Broke_Kitty
    Broke_Kitty Posts: 305 Forumite
    Eighth Anniversary 100 Posts Combo Breaker Savvy Shopper!
    Do you guys use spreadsheets to track your 1%s? Or do you actually physically withdraw the cash and put it in envelopes?

    I'd rather keep mine in my savings account and then transfer it when I've built it up, so I'm thinking a spreadsheet would be good so I know where I'm up to, but if anyone has a more efficient way hit me up :D
    LBM moment Nov 2013
    Barclaycard 0% [STRIKE]£2,719.64[/STRIKE] £1,575.22♦ Virgin 0% [STRIKE]£3,224.00[/STRIKE] £2,533.08♦ MBNA 0% [STRIKE]£1,994.72[/STRIKE] £2,473.53♦ Lloyds Card 0% [STRIKE]£1740[/STRIKE] £1,260♦ Loan 22.80% APR [STRIKE]£3,585.63[/STRIKE] GONE:j ♦ Invisalign 0% [STRIKE]£2,493.26[/STRIKE] GONE :jOriginal Total: [STRIKE]£13,120.17[/STRIKE] Now: £7,841.43
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