The 1% Challenge - 100 ways to make your 1%

pip88

I'd like to join please!! I have £1200 in HSBC Graduate Overdraft and £650 at Lloyds TSB Current Account Overdraft. I hate owing money or spending money I haven't earnt so it's time they disappeared. Totalling £1850, my 1% is £18.50, but I've decided to round it up to 1% = £20. Can I be added to the list please?!!!!

licious

Hi fellow 1%'s!

My ebay sales came in at the weekend so another 6% paid off the debts: :j

Debt 1 - 18%

Debt 2 - 9%

I've put an old coffee jar in the cupboard at home and every night I get in, I check my purse and if I have any coppers and 5p's I pop them into it.......hopefully it will add up to more %'s soon!! :T

Keep at it guys - I feel great.......!

Licious xx

happytails

Made another £6 today so that's 1% now :j made a note of it and transferred it to the bank for living expenses for now

No bids on eBay yet

JCD_Capulet

Another 2% for me :j (total 6%, 94% to go)

Two no spend days in a row and I had some work today so put a little extra on the council tax card rather than leaving it in the house money box looking tempting.

tattycath

No 24 Sorry I've been awol for a while
I've set a new target (if that's Ok) I want to save £3,000 -1% = £30.00
Total so far is: 9%

Little_Miss_Uni-Debt

**Fanfare** We are officially up to date!!! ***punches the air** Woop!

It has been a long time coming, thank you all for bearing with me and being so very patient while I've been getting through a couple of very difficult months. You have all helped me tremendously.

Since the last update we have had 43 people post updates (some folks reporting 3,4 or even 5 updates each which is brill ) We have also had 17 new joiners since the start of the year. Please will you all join me in welcoming...

SoftKittyWarmKitty, Jumanji, Annie021063, YouKnowWho, Nellie77, HomeMadeHappiness, TeaandCakeAddict, Licious, NewLeaf, Readytobefree, Fantastiyk, KittieJ, SellurGranny, Clarabella, RexelPink, JCD_Capulet and Pip88

Please keep on with the little things, they DO come back to you ten-fold.

Keep on posting up your ideas and how you make your percents! Your effort will inspire others to do the same.

melodramaticme

Hi, LMUD

Not quite sure how the % are crossed off on the member's list, so I don't know if you would show my original aim of £4500 being paid off in January and my new aim being £6200 at a 1% rate of £62.00?
#196

Thank you for your hard work in keeping this thread up to date.:A

Little_Miss_Uni-Debt

melodramaticme wrote: »

Hi, LMUD

Not quite sure how the % are crossed off on the member's list, so I don't know if you would show my original aim of £4500 being paid off in January and my new aim being £6200 at a 1% rate of £62.00?
#196

Thank you for your hard work in keeping this thread up to date.:A

Yes! On the list when you get to your 100% I added a star with a note of your original 1%. So on the list I can see you did 100% @ £45. Now you're on to your second goal! (Amazing progress!)

I wish I could write it out long form with the dates etc but that pushes onto the next line. Hope my crafty abbreviations make sense!

melodramaticme

Thank you for explaining, I hadn't worked that out!:D

Reclaiming PPI was a BIG bonus and really helped me to look at what else I could do.
I have also reclaimed a credit balance on my gas bill, which will now go down (I hope) because I managed to afford a new central heating boiler from the PPI payment as well as paying off 2 credit cards.
My old one was about 40 years old, so bound to have been very uneconomical and environmentally unsound.
So lots of benefits coming indirectly from the PPI:T

kittiej

Thanks for updating us LMUD, I have a number yeeeess :j:T