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The 1% Challenge - 100 ways to make your 1%

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  • rexelpink
    rexelpink Posts: 213 Forumite
    PPI Party Pooper
    Is there a chance of getting them back even without being in financial difficulties? I wrote to them once, but it was just at the time they were going to the high court, so it got put on hold and nada :( Never pushed it after I got the "sorry, we won in court, we were right, haha" letter, as I thought I didn't stand a chance as not in financial difficulty.

    I have re-applied this week, due to being in financial difficulties when the charges were applied, and the subsequent financial problems I have had BECAUSE of the charges.... Will keep you posted if I have any luck... :)
    Staring debt - June 2013 - £21,000
    Current debt - February 2018 - £11,378.60

    Emergency fund £500 / 100%

    Debt free one day at a time
  • JCD_Capulet
    JCD_Capulet Posts: 1,441 Forumite
    Part of the Furniture Combo Breaker
    Hello LMUD and everyone :hello:


    Can I tag along too please?

    I've been paying my council tax bill of for what feels like forever but the end is in sight! Once my council tax debt is out of the way I want to aim to save 5K by the end of the year, so the sooner the debt has gone the better :)

    JCD_Capulet - 1% = £5. Debt outstanding £500.



    Now I just hope there's enough colour in the printer to make a copy of the 100 squares for the wall behind my desk x

    Thank you for this thread and the entire concept really. 1% at a time makes so much sense! x
    Debt free since 2014 - now saving for a mortgage deposit :heart2:
    This time I'm on top of it! We live and learn :coffee:
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi JCD :beer: welcome aboard.

    Hope all the mums on here have had a nice Mother's Day. I have 3 kids 4,2 and 4m old and I got a lie in and a shower in peace, coffee and breakfast made for me (eldest helped daddy), we went for ice cream and had take out too (a cheap one) and I got a nice card :o

    Listed 14 things on eBay today, hoping to add more later. Turning the thermostat down in a bit by 1c to see if we notice, fingers crossed we don't. Also getting the husband to hook printer up so I can type up a letter to Halifax to get ball rolling on hopefully getting bank charges back x
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • JCD_Capulet
    JCD_Capulet Posts: 1,441 Forumite
    Part of the Furniture Combo Breaker
    Thanks for the welcome Happytails :)

    I did manage to get one copy of the 100 square grid printed then the cartridges put out nothing at all when I tried to print another. Phew! At least I have one :)

    Good luck with the ebay listings Happytails, I'll be reaching my 10 auction monthly maximum once I've listed tonight's lot so I hope they sell well.

    Now I'm off to write my budget for this week coming and figure out how many of those boxes I can have coloured in by Saturday :dance:

    Have a great evening everyone :)
    Debt free since 2014 - now saving for a mortgage deposit :heart2:
    This time I'm on top of it! We live and learn :coffee:
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Afternoon!! Sold some baby bits for £14 today so pleased with that :) Wil be being spent on essentials but i will be keeping a tally of earnings so when we get paid i can pay it off the overdraft. Looking forwards to seeing it go down!! We've had an overdraft and been deep into it since 2007 :eek:

    Sarah x
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • JCD_Capulet
    JCD_Capulet Posts: 1,441 Forumite
    Part of the Furniture Combo Breaker
    So I did the household budget for the remainder of the month, counted what's in the moneybox (I don't carry cash/cards in my purse, I have a tupperware in my front room which I keep day to day cash in - stops unnecessary spending in the shops if I only take what I need everywhere I go) and I've £20 I can put towards the council tax today. I think that will be it until some ebay bits sell.

    4% (96% to go).
    happytails wrote: »
    Afternoon!! Sold some baby bits for £14 today so pleased with that :) Wil be being spent on essentials but i will be keeping a tally of earnings so when we get paid i can pay it off the overdraft. Looking forwards to seeing it go down!! We've had an overdraft and been deep into it since 2007 :eek:

    Sarah x

    Nice one :T
    Debt free since 2014 - now saving for a mortgage deposit :heart2:
    This time I'm on top of it! We live and learn :coffee:
  • Shell78_2
    Shell78_2 Posts: 37 Forumite
    Got my first 3% today :j £360 clearing my Next debt (still a long way to go)

    I realised thursday that SHOPPER REWARDS had been taking £8 a month out of my account for the last....wait for it....................7 YEARS! :eek:
    I emailed them a strong worded complaint and demaded my money back (totalling £560)
    5 days later I had approx 60 £8 refunds in my bank account!:T

    What a cracking start!

    Member #182
    Barclaycard=£4200/ Next=£0.00/Lloyds overdraft= £1000/Santander overdraft= £550
    TOTAL DEBT = £13750:eek:as of November 2012
    TOTAL DEBT = £11620 as of March 2013
    TOTAL DEBT = £5750 as of January 2016:T
  • rexelpink
    rexelpink Posts: 213 Forumite
    PPI Party Pooper
    So jealous of eveyone chipping away with their 1%'s... getting nowhere here !

    I've got loads of old books to sell... Anyone got any ideas??? I tried zapper etc, but they're all low demand books, and I have put some on green metropolis today - but wondering if anyone has had any success / experience with it?
    I resent paying ebay fees for books that may take months to sell....Although I have requested my limit to be more then 10 today so hopefully that will help. I am also trying to use ebay more for stuff that I was going to bin... I've got a bidder on some leftover scrap material that I used for a crafting project a few weeks ago, only put it on last night cos I was bored, now am inspired to go round the house looking for other stuff I was going to bin that someone else might use!

    I have signed up with topcashback today as my Car and contents insurance are both up for renewal end of March... Hoping to make a few % there...

    Sorry If I am waffling... If Im not using the thread right let me know and I will shut up!!!
    Staring debt - June 2013 - £21,000
    Current debt - February 2018 - £11,378.60

    Emergency fund £500 / 100%

    Debt free one day at a time
  • rexelpink
    rexelpink Posts: 213 Forumite
    PPI Party Pooper
    Shell78 wrote: »
    Got my first 3% today :j £360 clearing my Next debt (still a long way to go)

    I realised thursday that SHOPPER REWARDS had been taking £8 a month out of my account for the last....wait for it....................7 YEARS! :eek:
    I emailed them a strong worded complaint and demaded my money back (totalling £560)
    5 days later I had approx 60 £8 refunds in my bank account!:T

    What a cracking start!

    Member #182

    Meant to say... Well done you :T
    7 years!!!! I would have been livid!
    Staring debt - June 2013 - £21,000
    Current debt - February 2018 - £11,378.60

    Emergency fund £500 / 100%

    Debt free one day at a time
  • JCD_Capulet
    JCD_Capulet Posts: 1,441 Forumite
    Part of the Furniture Combo Breaker
    Shell78 wrote: »
    Got my first 3% today :j £360 clearing my Next debt (still a long way to go)

    I realised thursday that SHOPPER REWARDS had been taking £8 a month out of my account for the last....wait for it....................7 YEARS! :eek:
    I emailed them a strong worded complaint and demaded my money back (totalling £560)
    5 days later I had approx 60 £8 refunds in my bank account!:T

    What a cracking start!

    Member #182

    Well done on getting the refund! :T
    Debt free since 2014 - now saving for a mortgage deposit :heart2:
    This time I'm on top of it! We live and learn :coffee:
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