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The 1% Challenge - 100 ways to make your 1%
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Hi painted lady
welcome aboard!!!
Overdraft now down to £1200 :j happy happy! was £2700 for a looong time (got it down to £1990 in October an now down to £1200. The husband is working today and monday for double pay to hopefully pay this off in may :j
Sarah
Debt 2 now at 39.5% :jDFW Total £21,800 to clear by Dec 2022
MFW Total £184,950 £179,066 to clear by 20350 -
I am hoping that with my £8 I carried over, the £50 from phone and counting copper/small change in my tin (which is nearly full), I will have enough for the 3rd % I have to pay it as and when I get the money, not when I get the full £96, otherwise I would end up spending it (prob on wine), so when I get £50 for my phone, I will have to transfer it right away, not when I have got the next£46 for my 1%, plus that few quid can make the balance/interest/minimum payment lower. Hope this is OK. The 1% allows me to see how much progress I have made and is more motivating. I was a lurker on the thread since the original one started and it is a good way of breaking down goals.0
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Paid off another 4% making that a total of 16% woo-hoo!Karma - the consequences of ones acts."It's OK to falter otherwise how will you know what success feels like?"1 debt v 100 days £20000
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Right, just been doing my end of month finances and have transferred £80 so I'm up to 18% :beer:1% at a time no. 40. £8000 (For dream family holiday) 94/100
MFW 2013 no. 62 £10,000/£10,000
MFW 2014 no 62 £8000/£70000 -
One step forward - another 4% gone thanks to ebay sales today!
Total so far 5% :j0 -
Here to report .5% on debt 1 the nasty CC. Broke into my pennies tin and had £15 earnings from FB sales today so it went on the CC. Awaiting approx £12-18 more from FB sales (always taken off pp fees and postage as non are local.
i need £33 now to round up and pay the CC (to make 1%) then any after that will be spent throughout the month on living and ill keep a tally to pay over on pay day.
Expensive day today as had to buy the tiles for our kitchen wall, £58 gone! And a further £140 to the tiler on Tuesday! Ouch! but we got our kitchen fitted LAST january so its long overdue. Was £4.95 for my coffee pods as ran out and new ones will be arriving Weds. Petrol was £68 in my carnot filled up the husbands yet. That will be another £50 (luckily his lasts the month)
Anything that hasnt sold on FB by monday will be going on Ebay on last free listings day as i really need the space!!
Sarah xDFW Total £21,800 to clear by Dec 2022
MFW Total £184,950 £179,066 to clear by 20350 -
Hi everyone,
I haven't updated in ages but I'm up to 50% now, woohoo!
131 Pernicious
-£106
50%
Will try to pop back a little more regularly, keep chipping away at it guys it will get better!:idea:Debt at July 2012: £12,862.57 :eek:
:dance:Current Debt: £0 :j
100% paid off!
:think: Savings Goal for November 2016: £5000 :cool:Current Savings: £1176.24 _party_
23.52% Saved!0 -
I've totted up how much I owe which is £5113
My 1% is £51.13 - so I am going to round it up to £52.00
I have listed 55 items so far on eBay and will be adding some more tomorrow.1% at a time - Member No 214
£5113 = £52.00 No 214Debt 1: £2212 - Debt 2: £1679 - Debt 3: £12220 -
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love this idea will start with my santander cc 2800 so £28 which should be manageble weekly ,i'm overpaying this anyway but this will finish it sooner .I am starting a budget this week of £150 a week for dinner money food and kids clubs .any change will go to this
so £28-£2800 feel excitedSo finally debt free and it feels amazing however continuing here to stay debt free.Next declutter house and body and finally swim under that waterfall x0
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