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The 1% Challenge - 100 ways to make your 1%

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  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi painted lady :) welcome aboard!!!

    Overdraft now down to £1200 :j happy happy! was £2700 for a looong time (got it down to £1990 in October an now down to £1200. The husband is working today and monday for double pay to hopefully pay this off in may :j

    Sarah

    Debt 2 now at 39.5% :j
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • painted_lady
    painted_lady Posts: 1,020 Forumite
    500 Posts
    I am hoping that with my £8 I carried over, the £50 from phone and counting copper/small change in my tin (which is nearly full), I will have enough for the 3rd % I have to pay it as and when I get the money, not when I get the full £96, otherwise I would end up spending it (prob on wine), so when I get £50 for my phone, I will have to transfer it right away, not when I have got the next£46 for my 1%, plus that few quid can make the balance/interest/minimum payment lower. Hope this is OK. The 1% allows me to see how much progress I have made and is more motivating. I was a lurker on the thread since the original one started and it is a good way of breaking down goals.
  • kittiej
    kittiej Posts: 2,564 Forumite
    Part of the Furniture Combo Breaker
    Paid off another 4% making that a total of 16% woo-hoo!
    Karma - the consequences of ones acts."It's OK to falter otherwise how will you know what success feels like?"1 debt v 100 days £2000
  • liz-paul
    liz-paul Posts: 899 Forumite
    Right, just been doing my end of month finances and have transferred £80 so I'm up to 18% :beer:
    1% at a time no. 40. £8000 (For dream family holiday) 94/100
    MFW 2013 no. 62 £10,000/£10,000
    MFW 2014 no 62 £8000/£7000
  • One step forward - another 4% gone thanks to ebay sales today!

    Total so far 5% :j
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Here to report .5% on debt 1 the nasty CC. Broke into my pennies tin and had £15 earnings from FB sales today so it went on the CC. Awaiting approx £12-18 more from FB sales (always taken off pp fees and postage as non are local.

    i need £33 now to round up and pay the CC (to make 1%) then any after that will be spent throughout the month on living and ill keep a tally to pay over on pay day.

    Expensive day today as had to buy the tiles for our kitchen wall, £58 gone! And a further £140 to the tiler on Tuesday! Ouch! but we got our kitchen fitted LAST january so its long overdue. Was £4.95 for my coffee pods as ran out and new ones will be arriving Weds. Petrol was £68 in my car :( not filled up the husbands yet. That will be another £50 (luckily his lasts the month)

    Anything that hasnt sold on FB by monday will be going on Ebay on last free listings day as i really need the space!!

    Sarah x
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • Pernicious
    Pernicious Posts: 1,786 Forumite
    Hi everyone,

    I haven't updated in ages but I'm up to 50% now, woohoo!

    131 Pernicious
    -£106
    50%

    Will try to pop back a little more regularly, keep chipping away at it guys it will get better!
    :idea:Debt at July 2012: £12,862.57 :eek:
    :dance:Current Debt: £0 :j
    100% paid off!
    :think: Savings Goal for November 2016: £5000 :cool:
    :D Current Savings: £1176.24 _party_
    23.52% Saved!
  • jumanji
    jumanji Posts: 37 Forumite
    I've totted up how much I owe which is £5113

    My 1% is £51.13 - so I am going to round it up to £52.00

    I have listed 55 items so far on eBay and will be adding some more tomorrow.
    1% at a time - Member No 214
    £5113 = £52.00 No 214
    Debt 1: £2212 - Debt 2: £1679 - Debt 3: £1222


  • jumanji wrote: »

    I have listed 55 items so far on eBay and will be adding some more tomorrow.

    Wowsers! I listed 9 items and was knackered!!!! :rotfl::rotfl::rotfl:
    Started again 25th December 2017
    Current tracking - £7,955.84/ £18,282.25 to pay off. (31.12.19)
  • elly68
    elly68 Posts: 2,556 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    love this idea will start with my santander cc 2800 so £28 which should be manageble weekly ,i'm overpaying this anyway but this will finish it sooner .I am starting a budget this week of £150 a week for dinner money food and kids clubs .any change will go to this
    so £28-£2800 feel excited
    So finally debt free and it feels amazing however continuing here to stay debt free.Next declutter house and body and finally swim under that waterfall x
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