The Mad March NSD Challenge

LionessInWinter

Hi,

Can you please add me for 14 NSDs in March, my husband and I failed miserably in February and hope to do loads better this month.

couldsavemore_2

morning all

hugs to mrs c and your family.

yesterday was a NSD 1/20

always good to get the first one. today is a spending day for me have the shopping to do also need petrol and to go into town and buy some birthday presents have lots to get for this month so will try and get as much as possible today. keep the spends together .

cant believe I'm awake on the weekend already it must be the excitement of going shopping:rotfl::rotfl:

have a good day everyone.

freebyfifty

Good Morning

I am not going to do a real update because it would just say much of the same thing for everyone.

So..

Well done to everyone who managed NSD #1. A briiliant start to the month :j:j:j


Have a great Saturday

freebyfifty

So far

there are

49

of us takong part in the March NSD Challenge

and we have captured

14 NSDs

:T:T:T:T:T

freebyfifty

solventsoon wrote: »

Evening everyone :wave:

It's great to see so many NSDs being nabbed today, well done everyone :T:T

NSD no 1 for me as well please Freeby, just to add to the total:D

Missus Spoony, well done on your 1st NSD of the month :T
However, what's your target this month???????? Either you've gone mad and not declared it or I've gone mad and can't see it anywhere :rotfl:(i'm guessing it's the latter )

freebyfifty

LionessInWinter wrote: »

Hi,

Can you please add me for 14 NSDs in March, my husband and I failed miserably in February and hope to do loads better this month.

OH NO.................not the 'f' word :eek:

I'll have to get jaws out and he hates being disturbed at this time in the morning




We never 'f' we just don't quite get it right and will keep trying until we do

wildcherry

Morning All,

I haven't got any NSD's bagged yet and I thought today might have been one but need to buy milk so it won't be.
I'm not sure tomorrow will be either but I'm hoping from Monday it will give me a start.
I was woken in the night by someone having crashed into my front wall. I think it was a taxi as the guy across the road goes out regularly and I think they had dropped him off. I've got to go over later and ask them and hope they can help else the police won't be able to do much, I don't think.
I could have done without that but I guess the insurance will cover it.

Hope everyone has a good Saturday!

solventsoon

freebyfifty wrote: »

Missus Spoony, well done on your 1st NSD of the month :T
However, what's your target this month???????? Either you've gone mad and not declared it or I've gone mad and can't see it anywhere :rotfl:(i'm guessing it's the latter )

Do you know Freeby, I was just thinking yesterday that I had forgotten to do something :doh: :o

Can I go for my usual 20 NSDs this month please ..... slinks off very embarrassed now :o

IF

Morning all :hello:

IF

Hiya my No Spendy chums :hello:
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could we ask you to highlight your number of NSDs in a colour and in bold so that Freeby, Spoon, BDINI and Marmite can see them easily when they whizz through the posts - red would be best but they don't really mind as long as they can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!