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The Mad March NSD Challenge

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freebyfifty
freebyfifty Posts: 3,189 Forumite
edited 12 March 2013 at 11:55AM in Debt-free wannabe
Welcome to the March No Spend Day (NSD) thread!!

We are a happy (and some might say mildly insane) bunch doing battle with those retailers - and there’s plenty of temptation out there at the moment. We are seriously committed to saving money, but nobody said it can't be done with a smile on your face - so we organise riotous nights out and gatecrash any function going - all without leaving the comfort of our own imaginations or armchairs!

On a slightly more serious note, we are here to help each other avoid spending for the number of days we feel we can manage to try to take back some control over our hard-earned money. What you class as a "spend'" is entirely your choice; some people will try to shop on the days DD/SO etc are paid, whilst others will not include essentials such as rent. Have a look for a post from our sponsor (and godmother of this challenge) BigMummaF, this contains some guidelines and ideas for starting you off on the challenge.

It’s amazing how inventive you get when you’re determined NOT to spend - from weird menu ingredients to surprising DIY solutions - but you know what? 99% of the time those wacky ideas work.


Link to last month's challenge is below so any newcomers can see what we get up to (hmmmmm... on second thoughts, that might put you off...)

https://forums.moneysavingexpert.com/discussion/4411719


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Free by Fifty
Debt of the Moment -
August NSD Challenge 14/15
«13456798

Comments

  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    edited 2 April 2013 at 5:57PM
    The year is marching on (get it :rotfl:) and our thoughts move from love to chocolate....but I'm sure that's not the true meaning of Easter :o :rotfl: Anyway, not only are we all as mad as March Hares we are all chocolate lovers, so I did my best to combine the two :)


    1st Target Met th_wreast18_zpsc90c1b4c.gif?t=1361516609 2nd Target Met th_easter25_zps659ef5b5.gif?t=1361516606 3rd Target Met th_graphics-easter-276112_zpsd4f3f695.gif?t=1361516596
    Target Exceeded th_easter22_zps6d3461c0.gif?t=1361516608


    The Challengers

    Amyc92- 5/
    Armchair – 15/5
    Baileys – 8/8 Target Metth_wreast18_zpsc90c1b4c.gif?t=1361516609 2nd Target Met 10/10th_easter25_zps659ef5b5.gif?t=1361516606 3nd Target Reached 12/12th_graphics-easter-276112_zpsd4f3f695.gif?t=1361516596 Target Exceeded 16/17th_easter22_zps6d3461c0.gif?t=1361516608
    Beanielou – 15/15 Target Metth_wreast18_zpsc90c1b4c.gif?t=1361516609 2nd Target Met 19/19th_easter25_zps659ef5b5.gif?t=1361516606 3rd Target Reached 22/22th_graphics-easter-276112_zpsd4f3f695.gif?t=1361516596Target Exceeded 22/23 th_easter22_zps6d3461c0.gif?t=1361516608
    Bigmumma – 14/14 Target Metth_wreast18_zpsc90c1b4c.gif?t=1361516609 Target Exceeded 14/21th_easter22_zps6d3461c0.gif?t=1361516608
    Bmma – 4/
    BritAbroad – 15/10
    Bt1 – 20/11
    Candlewick – 15/14
    Charleybear – 10/10 Target Met th_wreast18_zpsc90c1b4c.gif?t=13615166092nd Target Met 15/15th_easter25_zps659ef5b5.gif?t=1361516606
    Chrisico – 10/10 Target Metth_wreast18_zpsc90c1b4c.gif?t=1361516609 2nd Target Met 15/15th_easter25_zps659ef5b5.gif?t=1361516606
    Compliment – 10/
    Couldsave – 20/4
    Cuteas – 15/1
    Cw18 –12/12 Target metth_wreast18_zpsc90c1b4c.gif?t=1361516609 2nd Target Met 16/16th_easter25_zps659ef5b5.gif?t=1361516606 Target Exceeded 16/19th_easter22_zps6d3461c0.gif?t=1361516608
    Debtbuster – 9/8
    Debtfreefuture – 15/8
    Delilahh –12/8
    Donna d – 14/13
    Dragon – 10/10 Target Metth_wreast18_zpsc90c1b4c.gif?t=1361516609 2nd Target met 15/15th_easter25_zps659ef5b5.gif?t=1361516606 3rd Target Reached 20/20th_graphics-easter-276112_zpsd4f3f695.gif?t=1361516596
    Emloves – 15/15 Target Metth_wreast18_zpsc90c1b4c.gif?t=1361516609 2nd Target Met 20/20th_easter25_zps659ef5b5.gif?t=1361516606Target Exceeded 20/23 th_easter22_zps6d3461c0.gif?t=1361516608
    Evertheoptimist – 12/12 Target Metth_wreast18_zpsc90c1b4c.gif?t=1361516609Target Exceeded 12/15 th_easter22_zps6d3461c0.gif?t=1361516608
    Fallenarcher - 10/2
    Fancynancy – 12/5
    Fedup – 17/17 Target Reachedth_wreast18_zpsc90c1b4c.gif?t=1361516609 2nd Target Reached 20/20th_easter25_zps659ef5b5.gif?t=1361516606 3rd Target Reached 22/22th_graphics-easter-276112_zpsd4f3f695.gif?t=1361516596Target Exceeded 22/23 th_easter22_zps6d3461c0.gif?t=1361516608
    Flowerofscotland – 10/10 Target Metth_wreast18_zpsc90c1b4c.gif?t=1361516609 2nd Target Reached 14/14th_easter25_zps659ef5b5.gif?t=1361516606 3rd Target Reached 16/16th_graphics-easter-276112_zpsd4f3f695.gif?t=1361516596
    Flubbery – 15/15 Target Metth_wreast18_zpsc90c1b4c.gif?t=1361516609 target Exceeded 15/16th_easter22_zps6d3461c0.gif?t=1361516608
    Freeby – 20/20 Target Metth_wreast18_zpsc90c1b4c.gif?t=1361516609 2nd Target Reached 24/24th_easter25_zps659ef5b5.gif?t=1361516606 3rd Target Met 26/26th_graphics-easter-276112_zpsd4f3f695.gif?t=1361516596 Target Exceeded 26/30th_easter22_zps6d3461c0.gif?t=1361516608
    Frugalsmurf – 5/
    Greenanne – 10/1
    Headabove – 12/8
    If – 17/17 Target Met th_wreast18_zpsc90c1b4c.gif?t=1361516609
    Inthedeep – 6/1
    Jaxsmar – 13/13 Target Met th_wreast18_zpsc90c1b4c.gif?t=1361516609
    Jelly biactol –15/13
    Karenccs – 14/7
    Katholicos – 18/5
    Kerri –15/15 Target Metth_wreast18_zpsc90c1b4c.gif?t=1361516609Target Exceeded 15/17 th_easter22_zps6d3461c0.gif?t=1361516608
    Kittiej – 25/7
    Lindsloo – 20/8
    Lioness – 14/2
    Lottie3000 – 8/1
    Mad scientist – 12/12 Target Metth_wreast18_zpsc90c1b4c.gif?t=1361516609 2nd Target Met 16/16th_easter25_zps659ef5b5.gif?t=1361516606 Target Exceeded 16/17th_easter22_zps6d3461c0.gif?t=1361516608
    Mammyof4 – 16/
    Marmite – 15/15 Target Metth_wreast18_zpsc90c1b4c.gif?t=1361516609 2nd Target Met 18/18th_easter25_zps659ef5b5.gif?t=1361516606
    MissE – 15/15 Target Met th_wreast18_zpsc90c1b4c.gif?t=1361516609
    ModestyB – 12/12 Target Metth_wreast18_zpsc90c1b4c.gif?t=1361516609 2nd Target Met 15/15th_easter25_zps659ef5b5.gif?t=1361516606 Target Exceeded 15/21th_easter22_zps6d3461c0.gif?t=1361516608
    Motoko – 15/8
    Mrs Cautious – 10/10 Target Metth_wreast18_zpsc90c1b4c.gif?t=1361516609 Target Exceeded 10/14 th_easter22_zps6d3461c0.gif?t=1361516608
    Nargle – 12/9
    New leaf – 10/10 Target Met th_wreast18_zpsc90c1b4c.gif?t=1361516609Target Exceeded 10/12th_easter22_zps6d3461c0.gif?t=1361516608
    Pennysaving – 12/12 Target Metth_wreast18_zpsc90c1b4c.gif?t=1361516609 Target Exceeded 12/13th_easter22_zps6d3461c0.gif?t=1361516608
    Poohbear – 18/16
    Positivelypurple – 15/5
    Purplemum – 10/4
    Sazdaz – 15/
    Sazzie – 18/16
    Slowlyfading – 18/13
    Spoony – 20/20 Target Metth_wreast18_zpsc90c1b4c.gif?t=1361516609 Target Exceeded 20/27th_easter22_zps6d3461c0.gif?t=1361516608
    The Boss – 11/11 Target metth_wreast18_zpsc90c1b4c.gif?t=1361516609 Target Exceeded 11/17th_easter22_zps6d3461c0.gif?t=1361516608
    Tomandjerry –15/6
    Wildcherry – 20/14
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Reserved for prizes and challengers
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    edited 20 March 2013 at 7:18AM
    This is for anyone who wants to set themselves a target for a number of NSDs in a row. We had some impressive numbers on this over the past few months so if anyone would like to have a go at this, I'll add you here :)

    The In-a-Rowers

    Armchair - 3-in-a-Row Target Met smiley-happy093.gif
    Baileys - 3-in-a-Row Target Met smiley-happy093.gif
    Bt1- 7-in-a-Row
    Candlewick - 5-in-a-Row
    Charleybear - 5-in-a-Row
    Compliments - 3-in-a-Row
    Couldsave - 5-in-a-Row
    Delilahh - 3-in-a-Row Target Met smiley-happy093.gif
    Dragon - 5-in-a-Row Target Met smiley-happy093.gif6-in-a-Row smiley-happy105.gif
    Freeby - 5-in-a-Row Target Met smiley-happy093.gif6-in-a-Row smiley-happy105.gif
    Greenanne - 3-in-a-Row
    Jaxsmar - 3-in-a-Row
    Jelly B - 5-in-a-Row
    Lindsloo - 4-in-a-Row Target Met smiley-happy093.gif5-in-a-Row smiley-happy105.gif
    Marmite - 5-in-a-Row Target Met smiley-happy093.gif6-in-a-Row smiley-happy105.gif
    ModestyB - 5-in-a-Row Target Met smiley-happy093.gif6-in-a-Row smiley-happy105.gif 7-in-a-Row smiley-happy107.gif10-in-a-Row smiley-happy096.gif
    New Leaf - 3-in-a-Row Target Met smiley-happy093.gif4-in-a-Row smiley-happy105.gif 5-in-a-Row smiley-happy107.gif
    Pooh Bear - 5-in-a-Row
    Purplemum - 3-in-a-Row
    Sazzie - 4-in-a-Row Target Met smiley-happy093.gif
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Hi lovely NSD gang:A
    As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
    Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.


    Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A


    NO SPEND CHALLENGE.


    1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
    Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
    2. It is NOT a race!
    We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way wink2.gif
    3. Most important of all, WE..DO..NOT..FAIL!
    Sometimes we can't quite reach our Target, but that is fine :) Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

    OK, an idea of how some of us do things.
    1. What you will or will not include as a 'Spend'.
    Some people are doing other challenges too, & don't include the money spent on those for this one.
    Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch sport-smiley-003.gif & have been l-o-n-g time Nsders so don't panic :p
    Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet :(
    Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
    General thoughts on €bay sales is the buyer has paid P&P so no cost to you :D
    2. It takes Time to reach mega-numbers!
    The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline action-smiley-076.gif
    It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..
    let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one ;) (**mine's jam jars for windows, milkman & a bit towards the bills!)
    3. Any day the money stays in your pocket is a bonus!
    If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile :D

    We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club :D The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained :o

    And Remember;
    there are no silly questions, so don't be afraid to ask us anything!
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    Usual starter for 10 and only 5 in a row this time please :p
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • Setting myself up for the usual 15 please
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    Will try for 12 in March please!

    Will be away for a week looking after Dad (his op is on Wednesday and I will travel down Sunday, coming back the following Sunday) so will not be around much but will try and keep a tally of NSDs ready to amaze you all when I get back.
    One life - your life - live it!
  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Sign me up for 12 again please :)
    Cheryl
  • katholicos
    katholicos Posts: 2,658 Forumite
    Hello all, could i please join the March NSD challenge for 18 days again. Many thanks!
    Grocery Challenge for October: £135/£200


    NSD Challenge: October 0/14
  • Hello Freeby

    I would like to join this challenge again if I may? After a successful February for me, I have worked out my possible NSDs to be about 15 and 5 in-a-row. That's taking into account 1 birthday celebration lunch and 1 leaver's lunch (two celebration lunches as far as I am concerned, the lazy mare ;):D), Mother's day, Easter and d/ds.

    Thank you.

    CW
    NSD Challenge 2015: Jan 20 / 20 (2 x 5 in-a-row) / Feb 5 / 12 (4 in-a-row) :D

    Lesson learnt from 2012: I cannot be trusted to credit card stooze!

    Barclaycard at 2 / 02 / 2015 [STRIKE]£4,600[/STRIKE] [STRIKE]£4540[/STRIKE] [STRIKE]£4250[/STRIKE] [STRIKE]£4000[/STRIKE] £3250 need to pay it off by 08 / 2015 before mortgage completion
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