The Mad March NSD Challenge

bt1

Thanks for starting freeby!

Going to stick with 20 and going to try for a 7 in a row

MrsCautious

Hello, thank you for running this challenge. I'd like to join in with my first go at 10 as a NSD target. Apologies my total isn't in colour, I'm on a phone.

Not sure if this is an over ambitious first go, but nothing ventured, nothing gained.

Good luck all xxx

Mammy0f4

I'll join. Need the motivation :-) I'll aim for 16 please.

solventsoon

MrsCautious wrote: »

Hello, thank you for running this challenge. I'd like to join in with my first go at 10 as a NSD target. Apologies my total isn't in colour, I'm on a phone.

Not sure if this is an over ambitious first go, but nothing ventured, nothing gained.

Good luck all xxx

Mammy0f4 wrote: »

I'll join. Need the motivation :-) I'll aim for 16 please.

:hello: Hi MrsCautious and Mammy0f4 and welcome to the NSD challenge. Hope you both enjoy it and that it proves useful. If you'd like to know anything please just ask away we're a helpful bunch and feel free to join in with the general chat and nonsense here.

Freeby will add you and your totals to the front page when she next updates it.

Good luck
spoon xx

solventsoon

Hi Freeby :wave:

Thanks for the new thread, you're a :staradmin as always. Love the prizes, you've definitely struck gold (or maybe chocolate:D) there.

Going to think about my target and will sign up later in the week, in the meantime good luck everyone, let's make this another record month:j

Mammy0f4

I take money out at the start of the month to put into various envelopes for things, eg kid's dinner money, swimming, window cleaners, emergency money, etc. How do i class this with regards to NSD for the month? Would i only be classing spending days as one for when i take the money for the month out of my account, and then any other spending days i count are when i use my debit card for something?

wildcherry

Mammy0f4 wrote: »

I take money out at the start of the month to put into various envelopes for things, eg kid's dinner money, swimming, window cleaners, emergency money, etc. How do i class this with regards to NSD for the month? Would i only be classing spending days as one for when i take the money for the month out of my account, and then any other spending days i count are when i use my debit card for something?

That's what I do Mammyof4. It works for me so I hope it works for you too!

wildcherry

Please can you put me down for 20 for the month of March. I have a big birthday this month and a night out to celebrate but that's not till towards the end of the month so I should hopefully have got to my target by then.

freebyfifty

Good Morning

Welcome to all the early birds who have got themselves organised and signed up early :T Here's to another bumper month of NSDs :beer:

Mammyof4 - It is completely up to you how you count your NSDs. The beauty of this challenge is that there are no rules except your own. Personally, I would count the day you take the money out of your bank account and then anything you spend on top of that - just like you suggested Oh and welcome to the NSD challenge

Mrs Cautious - Welcome to the challenge. Good luck for your first NSD, it is always a great feeling when you declare it on here.

I hope you both join in with all the chatter, suppport and motivation on this thread. You won't come across a better bunch of people

Mammy0f4

Thanks guys :-) I'm looking forward to this starting now :-D I've been terrible lately for 'just putting it on the card' despite sorting the budget out and taking money out at start of month for the regular outgoings. Taking money out at start of month definitely helps me though because i was finding i thought i had money left in the account then the next day a cheque for kids dinners would be cashed late or a the swimming money i'd forgotten about would come out of the account. But by paying by cash and taking the money out at the start of the month i've been able to avoid the dreaded unexpectedly going overdrawn.