Nationwide Flexclusive Issue 1 ISA

MoneyMate

KTF wrote: »

What's confusing?

Thanks for helping, My concerns are that I could have got higher interest 4.25% not the 2.25% currently promised for changing my existing Cash ISA with Nationwide, may be I'm missing something more than likely but I get the impression that Nationwide have made a mistake about potential 4.25% interest. :money:

badger09

MoneyMate wrote: »

Thanks for helping, My concerns are that I could have got higher interest 4.25% not the 2.25% currently promised for changing my existing Cash ISA with Nationwide, may be I'm missing something more than likely but I get the impression that Nationwide have made a mistake about potential 4.25% interest. :money:

Sorry, but you're not explaining your problem very clearly.

If you want some help, can you tell us for starters:

Do you already have one or more cash ISAs with Nationwide?
If so, precisely what are they called, and when did you open them?

Do you have a Flexclusive ISA? If so, when did you open it?

Have you transferred any ISAs out of Nationwide since 6th April 2012?

Gromitt

MoneyMate wrote: »

Thanks for helping, My concerns are that I could have got higher interest 4.25% not the 2.25% currently promised for changing my existing Cash ISA with Nationwide, may be I'm missing something more than likely but I get the impression that Nationwide have made a mistake about potential 4.25% interest.

There's no mistake on the interest rate.

You could invest your total Cash ISA subscription @ 4.25%
You can also transfer any existing ISAs and get 4.25%. This ends at the end of this month as they never planned to offer this.

Maybe thats where you are confused?

innovate

Gromitt wrote: »

You can also transfer any existing ISAs and get 4.25%.

Only if you have got a Flexclusive already, and you cannot apply for one any longer now.

MoneyMate

innovate wrote: »

Only if you have got a Flexclusive already, and you cannot apply for one any longer now.

NO don't have Flexclusive already

le_loup

Then you're out of luck.
This issue was closed to new subscribers about 7 months ago.
So how have they confused you?

musicman100

Hi I was looking to transfer money from an online isa to the flexclusive isa but I saw this is the site:-

Important information - any funds that are withdrawn from an ISA and credited to a non-ISA product are no longer considered to be tax-free savings. They can only be added to another ISA as part of your annual ISA allowance. You should not withdraw funds that you wish to transfer to another ISA; instead you will need to contact the new provider who will arrange the transfer for you. This includes transfers to other Nationwide cash ISA products.

So can I transfer or not?

thanks

innovate

Yes you can but ask Nationwide to do it for you.

penny_pincha

I have now got my transfer form from the Nationwide to 'consolidate' (as they put it) my funds from my Nationwide ISA Issue 3 3.1% into my Flexclusive issue 1 4.25%. I seem to remember (but I may be remembering wrong) there was something about getting a bonus at the end of the Nationwide ISA Issue 3 3.1% term (30th Sept 2013). I don't want to miss out on it so do I move all but £1 to ensure I get my bonus (if there is one)?

le_loup

No bonus.
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