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HB reduction and MP
Comments
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It does not matter if the single tenant in social housing pays more in the private sector - they will be replaced my two or three people who currently pay more (or receive more). There will still be a net gain.0
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Some of the general aims sound positive as high level principles - to encourage less wastefulness in the social housing sector by discouraging unoccupied rooms as this country does have a housing crisis...
The original proposals for the bedroom tax also included owner-occupiers, the most under-occupied housing sector. Now that generally LHA tenants are no longer 'allowed' a spare room, social housing tenants are no longer 'allowed' a spare room, who is next on the list?
Owner occupiers endorsing this bill should not be so complacent, as the 'housing crisis' will be dredged up again in the near future, and there is only one sector left unaffected.0 -
It does not matter if the single tenant in social housing pays more in the private sector - they will be replaced my two or three people who currently pay more (or receive more). There will still be a net gain.
That is supposition, even the government cannot guarantee that the bedroom tax will reduce the housing benefit bill. It is more of a suck it and see policy.0 -
It does not matter if the single tenant in social housing pays more in the private sector - they will be replaced my two or three people who currently pay more (or receive more). There will still be a net gain.
thats why my 2 bed flat had already been turned down by 2 families before it was offered to me then?
my rent is very high for the area. it is £96 a week, where most 2 bed rents are in the region of £75 0 $80 a week. my 1 bed LHA rate for a 1 bed is £75. there is only a single 1 bed private let in the market town that i live in, and it rents for £110 a week.
so apart from the fact that i would lose all security, i would also be paying more.
the loss in housinf benefit combined with the loss if council tax benefit will cost me 29% of my income.
i cant see that anyone, working or not, could afford a loss of 20& without it being severky detrimental to their quality of life0 -
thats why my 2 bed flat had already been turned down by 2 families before it was offered to me then?
my rent is very high for the area. it is £96 a week, where most 2 bed rents are in the region of £75 0 $80 a week. my 1 bed LHA rate for a 1 bed is £75. there is only a single 1 bed private let in the market town that i live in, and it rents for £110 a week.
so apart from the fact that i would lose all security, i would also be paying more.
the loss in housinf benefit combined with the loss if council tax benefit will cost me 29% of my income.
i cant see that anyone, working or not, could afford a loss of 20& without it being severky detrimental to their quality of life
I appreciate that nobody knows exactly how the council tax situation is going to pan out but your calculation is false.
If you receive £96pw HB and an (estimated) £150 pw in ESA, DLA and CTB then losing 14% of your HB (ie £14.40) is going to mean your losing approximately 6% of your income.
Whatever happens to CTB, I'm pretty sure it isn't going to cost you another £56 pw (23%) of your income!0 -
The original proposals for the bedroom tax also included owner-occupiers, the most under-occupied housing sector. Now that generally LHA tenants are no longer 'allowed' a spare room, social housing tenants are no longer 'allowed' a spare room, who is next on the list?
Owner occupiers endorsing this bill should not be so complacent, as the 'housing crisis' will be dredged up again in the near future, and there is only one sector left unaffected.
The "bedroom tax" is not a tax, it is a reduction in benefit entitlement. How are you suggesting this might affect someone that owns their own home and receives no benefits? A deduction from a nil entitlement will still be a nil entitlement!0 -
cockaleekee wrote: »The "bedroom tax" is not a tax, it is a reduction in benefit entitlement.
It is not a reduction in benefit 'entitlement' as most tenants affected are entitled to more than they currently receive in housing benefit if they claim LHA instead. It is a tax on those receiving housing benefit who have a 'spare' bedroom, so therefore a bedroom tax.cockaleekee wrote: »How are you suggesting this might affect someone that owns their own home and receives no benefits? A deduction from a nil entitlement will still be a nil entitlement!
In the same way, a bedroom tax on 'spare' bedrooms.0 -
My LHA is £475 for a 2 bed pm, yet my rent on my 3 bedroom house is £408 ....so if I left my 3 bed for a private 2 bed would cost them more ?? Is that right...it's just a for instance ....How strangeDon't expect everyone to understand your journey, especially If they've never had to walk your path!!0
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My LHA is £475 for a 2 bed pm, yet my rent on my 3 bedroom house is £408 ....so if I left my 3 bed for a private 2 bed would cost them more ?? Is that right...it's just a for instance ....How strange
You need to look at the big picture. The welfare state will save the 3 bed LHA rate they are paying to a family that qualify for a 3 bedroom house, if they can move into your 3 bedroom house for just £408. It's an overall saving.
Or you can stay put and take a reduction in your benefits.RENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
Read the sticky on the House Buying, Renting & Selling board.0 -
It is not a reduction in benefit 'entitlement' as most tenants affected are entitled to more than they currently receive in housing benefit if they claim LHA instead.
People who want benefits to pay their rent, are being assessed on how many bedrooms they are eligible for under the welfare state. If they want more bedrooms than they are eligible for, then they pay for them out of the benefits they are given, or work and pay their own rent.It is a tax on those receiving housing benefit who have a 'spare' bedroom, so therefore a bedroom tax.
"Tax" is something the government takes from those who earn, to finance government spending i.e. the welfare payments.
Therefore a reduction in benefits cannot be a tax. It is merely a reduction in the benefits the claimant is eligible for.RENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
Read the sticky on the House Buying, Renting & Selling board.0
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