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Alchemausterity

1280281283285286451

Comments

  • Alchemilla
    Alchemilla Posts: 6,274 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi Watty. I hope so!

    Ed who is offering that ?

    We have a biggish redemption penalty.
  • edinburgher
    edinburgher Posts: 14,007 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Various lenders, sorry was suggesting you could take 1.2% off - seemed to be plenty of deals for 2.25% or thereabouts for your LTV when I was looking. It would save you a lot of money, mebbe not if you have big fees tying you in.
  • Alchemilla
    Alchemilla Posts: 6,274 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I will definitely look into that. Thanks.

    Now...
  • Brodiebobs
    Brodiebobs Posts: 1,032 Forumite
    Part of the Furniture 500 Posts
    definitely some good rates out there.. we just secured a 2.89% fix with just over 80% LTV so with yours they will be loads better.
  • Alchemilla
    Alchemilla Posts: 6,274 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Last time I looked I had a ten grand redemption penalty but worth checking out.
  • Hurdler
    Hurdler Posts: 1,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Ooof that's... A lot!
    • Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
    • MORTGAGE FREE: September 2015
    • MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    That *is* a lot! I have a redemption penalty like that on my French apartment, and since the rate of interest I pay is only 1.5% p.a., it doesn't make any sense to redeem.
    2023: the year I get to buy a car
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    Alchemilla wrote: »
    Goldie what was your colour and do you like it now?



    Believe it or not, my school house colour was Gold - and that's not the reason I'm called Goldiegirl!


    It is a colour I like, fortunately. Our school uniform colour was bottle green, and it's taken 40 years for me to feel comfortable wearing that colour!
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • Sorry you didn't get the job, but I hope you got your feedback so that you can turn it into an opportunity to inform you for next time. The right job will be out there soon.

    Have a restful weekend. Only another week to go.
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • Alchemilla
    Alchemilla Posts: 6,274 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thanks Squirrel. I dont think people give valuably formative feedback as they are too worried about hassle. It tends to be rather anodyne. I hope I am self aware enough to give myself feedback IYSWIM.

    Goldie I was the same about navy blue for years!
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