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Alchemausterity

199100102104105451

Comments

  • Watty1
    Watty1 Posts: 7,228 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    ERE made me laugh when I looked at it. Some great points and freely admit if I had followed the advice there some 20 years back I would be very nicely off now. On the otherhand I wouldnt have 2 horses a large dog or a moneypit of an old cottage with fields for the horses.

    Mr Watty and I would have remained in my little terrace house that I had when we met (he sold his as was in negative equity after an expensive divorce). That house was within walking distance of the town, I would have changed jobs so I could walk to work and not bothered with a car, he would have kept his and his job. It would have been a very different life. We would have been VERY well off. Happier? I am not sure of that. Retired by now? Yes for sure. Love where we live? No.

    Fun to think on. There has to be a balance. I wouldn't swap what we have now for what we could have had.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    That is a very thoughtful post. I would only WANT to move for a place with fields right by us, or a farm.
    I guess it is important to know why we make these choices rather than sleepwalking along with them.
  • edinburgher
    edinburgher Posts: 14,084 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    No specific objections other than the author's smug Americanitude Alchemilla ;)

    ERE is great - the guy has all the charm of a plank - but you can't argue with his maths.

    I find it much easier to absorb messages when someone has actually walked the walk (even though he did end up going back to work as a quant on $$$$$$)!
  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I also tried reading the one with Suffolk in the title.
    Its weird i can ignore Dave Ramsey's rightwingness, but Suffolk? OMG.
  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    2014-01-04122914_zpse5b0cf5d.png

    Ponyplops has a new rug.
    3 hours of physical work plus walking done.
  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    An hour of tidying DD2's clothes cupboard of doom while she is out and i am exhausted.
    DH has been sent to round up firewood.
    NSD.
  • edinburgher
    edinburgher Posts: 14,084 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Its weird i can ignore Dave Ramsey's rightwingness, but Suffolk? OMG.

    I had made a funny comment, but decided to remove it as he's active on MSE forums.
  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    You can pm it to me.
  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I have made flapuacks and a vegetable madras.

    On a roll today.
  • Hi Alchemilla, glad to find your diary. I read pages 1-4 then skipped to page 51, it appears that your children must all be a year older now and that you did indeed at some point get a pony! Subscribed and will follow with interest, good going on the baking/cooking.

    Love the idea of posting what you are grateful for, I keep a paper gratefulness diary and one of my 2014 goals is positive thinking so it can't hurt to post things on here too, I might nick that idea. KK xx
    :heartsmil Stay-at-home-mummy of two, pinching the pennies but loving it! :heartsmil
    :grin:Spreadsheeter, piggybanker, envelope-system user!:grin:
    :exclamati Debt £1400/£6500 21.5% :exclamati
    :question: Emergency Fund £0/£500 0% :question:
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