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Comments

  • Wookster
    Wookster Posts: 3,795 Forumite
    Did anyone see This Week where Alan Johnson (former health Secretary) stated that it was the system rather than the people :eek::eek::eek:
  • grizzly1911
    grizzly1911 Posts: 9,965 Forumite
    Generali wrote: »
    The NHS is simply too big to work. The NHS costs roughly double per head what I spend on health insurance for a family of 4.

    Do none of your taxes go towards health care costs?

    Wiki (yes I know) suggests per capita isn't dissimilar to UK?

    http://en.wikipedia.org/wiki/List_of_countries_by_total_health_expenditure_%28PPP%29_per_capita

    What is health care like for those that can't afford to pay?
    "If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....

    "big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham
  • ILW
    ILW Posts: 18,333 Forumite
    Generali wrote: »
    The NHS is simply too big to work. The NHS costs roughly double per head what I spend on health insurance for a family of 4.
    Have you checked what this insurance would cost if you or one or two of your family had a pre existing chronic illness which they expected to be covered?
  • Generali
    Generali Posts: 36,411 Forumite
    10,000 Posts Combo Breaker
    ILW wrote: »
    Have you checked what this insurance would cost if you or one or two of your family had a pre existing chronic illness which they expected to be covered?

    No need to. If my kids get a chronic illness then they can continue using my insurer.

    If you are dumb enough to discontinue your insurance then get a chronic illness then you're going to have to rely on the state system. It's better than the NHS as it only deals with people that really need help.
  • grizzly1911
    grizzly1911 Posts: 9,965 Forumite
    Generali wrote: »
    No need to. If my kids get a chronic illness then they can continue using my insurer.

    If you are dumb enough to discontinue your insurance then get a chronic illness then you're going to have to rely on the state system. It's better than the NHS as it only deals with people that really need help.

    What do you think will happen to the premiums should any of you be unfortunate to acquire/develop a chronic illness.

    What do you think will happen top your premiums as you age?
    "If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....

    "big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham
  • Generali
    Generali Posts: 36,411 Forumite
    10,000 Posts Combo Breaker
    Do none of your taxes go towards health care costs?

    There is basic and chronic care available from the state
    Wiki (yes I know) suggests per capita isn't dissimilar to UK?

    http://en.wikipedia.org/wiki/List_of_countries_by_total_health_expenditure_%28PPP%29_per_capita

    What is health care like for those that can't afford to pay?

    Total spend I believe is about the same. The quality is much higher here.

    If you can't afford to pay then you'll still be seen. For example, in my suburb there are 2 GPs. One is 'free' (i.e. Medicare covers the cost) and the other is $35 a visit (net).

    If you go to the free place then you have to be on time or be shouted at, you are more obviously time limited (less so than an NHS GP I would guess although I don't know), the building is a converted house rather than a bespoke building. The quality overall is rather higher than on the NHS I think and the length of time you get with the doctor is definitely more.

    People don't die from a lack of care but sometimes they have to save up for it or ask their family to help. It's worth remembering that we pay a far lower rate of tax here so we can afford to pay our own way.
  • MacMickster
    MacMickster Posts: 3,646 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    What do you think will happen to the premiums should any of you be unfortunate to acquire/develop a chronic illness.

    What do you think will happen top your premiums as you age?

    I had pet insurance in respect of a dog that developed a chronic condition. Insurance premiums rose from £12 per month to £135 per month. Once the condition was diagnosed we were effectively trapped with that insurer, and they certainly knew it.

    Imagine what the premiums would increase to for a person diagnosed with a chronic condition and potentially 50 years of life ahead of them. :eek:
    "When the people fear the government there is tyranny, when the government fears the people there is liberty." - Thomas Jefferson
  • BobQ
    BobQ Posts: 11,181 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Combo Breaker
    Wookster wrote: »
    Did anyone see This Week where Alan Johnson (former health Secretary) stated that it was the system rather than the people :eek::eek::eek:

    The World Health Organization defines health system as
    follows:

    "A health system consists of all organizations, people and actions whose
    primary intent is to promote, restore or maintain health. This includes efforts
    to influence determinants of health as well as more direct health-improving
    activities. A health system is therefore more than the pyramid of publicly owned
    facilities that deliver personal health services. It includes, for example, a
    mother caring for a sick child at home; private providers; behaviour change
    programmes; vector-control campaigns; health insurance organizations;
    occupational health and safety legislation. It includes inter-sectoral action by
    health staff, for example, encouraging the ministry of education to promote
    female education, a well known determinant of better health.

    Do we have any vector -control campaigns in UK?:)
    Few people are capable of expressing with equanimity opinions which differ from the prejudices of their social environment. Most people are incapable of forming such opinions.
  • grizzly1911
    grizzly1911 Posts: 9,965 Forumite
    Generali wrote: »



    Total spend I believe is about the same. The quality is much higher here.



    If you go to the free place then you have to be on time or be shouted at, you are more obviously time limited (less so than an NHS GP I would guess although I don't know), the building is a converted house rather than a bespoke building. The quality overall is rather higher than on the NHS I think and the length of time you get with the doctor is definitely more.

    Quality is subjective and I would suggest is also subject to regional variations in the UK. When I have used private facilities in the UK they will fawn over you but you often get the guy you would have seen in the NHS. "Hotel" services will be better I grant you that.

    Where we live we have a pretty slick GP service, not time limited, same day urgent appointments usually available. They have a good relationship with the local general hospital and who are also good.

    I do accept we may be lucky.
    "If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....

    "big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham
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