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The kick up the a&£e diary for debt busting
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Hi there,
Wow, you are an inspiration! Just a thought. If you are keeping your charity shop stuff in the car boot it will burn a bit more fuel, due to additional weight.would hate for you to be burning money by accident when you're doing so amazingly well :T
Lily x0 -
Hi there,
Wow, you are an inspiration! Just a thought. If you are keeping your charity shop stuff in the car boot it will burn a bit more fuel, due to additional weight.would hate for you to be burning money by accident when you're doing so amazingly well :T
Lily xNever thought of that...
Must take it back to cs asap-and if they still aren't taking stuff I'll find one that will.
Thank you for your positive comments too.
It's amazing how motivating it is and how helpful it is to have input and ideas from others as well.:)GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
After checking finances I've managed to make another £6 payment off the mortgage :j
Off to change sigGE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
I couldn't sleep last night...:(
so at silly 0' clock I got up... and made some anzacs
went back to bed, slept like a log and got up at half 7. I'm tired now.GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
Well, so far I've sold 23 items on eb@y-not for loads but it all helps. :j
I have 6 items not paid for as yet. How long do other people wait for payment before sending a reminder etc please?GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
Been crunching some numbers today...
Original amount borrowed £96,000 -October 2007, december 2012 amount owed £74,800
Lightbulb moment was a bit slow for me-and even slower for Mr tc.
At one point payments were behind :eek: So I took control of the mortgage and the Council Tax in 2009 and I told Mr tc how it was going to be (that makes me sound really bossy and I'm really not-just didn't want us all to end up homeless).
Original mortgage free date was October 2028-this was normal term of mortgage-however, been overpaying quite regularly - we can overpay limitlessly (is that even a word? lol) so When I ring the lenders in march (for the MFI3-3) I'll ask them for a projection (I think that's what it's called). Hopefully I'll be able to report back some exciting news. :jGE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
Just been checking banking etc...
Managed to pay £17.00 off mortgage :jthanks to Mr tc
and £20 into savingsGE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
Just checked catalogue account statement. Apparently I owe £21.92 less than I thought. :T so the total i owed altogether was only £578.08
I've already paid £112 off the total this month so now I owe £466.08
must update sigGE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
I hate odd figures so I've managed to scrape together and pay off a further £26.08 from the catalogue bill. So now I owe £440.
It's going down slowly but surely.GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
Brilliant well done xx0
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