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The kick up the a&£e diary for debt busting

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Comments

  • Hi there,

    Wow, you are an inspiration! Just a thought. If you are keeping your charity shop stuff in the car boot it will burn a bit more fuel, due to additional weight. :) would hate for you to be burning money by accident when you're doing so amazingly well :T

    Lily x
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Lilypuppy wrote: »
    Hi there,

    Wow, you are an inspiration! Just a thought. If you are keeping your charity shop stuff in the car boot it will burn a bit more fuel, due to additional weight. :) would hate for you to be burning money by accident when you're doing so amazingly well :T

    Lily x
    Thanks. :D Never thought of that... :o Must take it back to cs asap-and if they still aren't taking stuff I'll find one that will. :)
    Thank you for your positive comments too. :)
    It's amazing how motivating it is and how helpful it is to have input and ideas from others as well.:)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    After checking finances I've managed to make another £6 payment off the mortgage :j
    Off to change sig
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    I couldn't sleep last night...:(
    so at silly 0' clock I got up :o ... and made some anzacs :)
    went back to bed, slept like a log and got up at half 7. I'm tired now.
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Well, so far I've sold 23 items on eb@y-not for loads but it all helps. :j
    I have 6 items not paid for as yet. How long do other people wait for payment before sending a reminder etc please?
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    edited 26 February 2013 at 8:24PM
    Been crunching some numbers today...
    Original amount borrowed £96,000 -October 2007, december 2012 amount owed £74,800
    Lightbulb moment was a bit slow for me-and even slower for Mr tc.
    At one point payments were behind :eek: So I took control of the mortgage and the Council Tax in 2009 and I told Mr tc how it was going to be (that makes me sound really bossy and I'm really not-just didn't want us all to end up homeless).
    Original mortgage free date was October 2028-this was normal term of mortgage-however, been overpaying quite regularly - we can overpay limitlessly (is that even a word? lol) so When I ring the lenders in march (for the MFI3-3) I'll ask them for a projection (I think that's what it's called). Hopefully I'll be able to report back some exciting news. :j
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Just been checking banking etc...
    Managed to pay £17.00 off mortgage :jthanks to Mr tc
    and £20 into savings :D
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Just checked catalogue account statement. Apparently I owe £21.92 less than I thought. :T so the total i owed altogether was only £578.08 :)
    I've already paid £112 off the total this month so now I owe £466.08
    must update sig
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    I hate odd figures so I've managed to scrape together and pay off a further £26.08 from the catalogue bill. So now I owe £440.
    It's going down slowly but surely. :D
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • Brilliant well done xx
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