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The kick up the a&£e diary for debt busting

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  • tattycath wrote: »
    It's only because I got my backside to bed at a reasonable hour-for a change. :)
    Tilly seems bright and perky every morning-I would love to be like that. :D

    Hmm...it seems that there's something to this. I am a night owl and always have been. Is it possible to reprogram one's body clock?!
    tattycath wrote: »
    Been to town and got:
    18 chicken breast fillets for£20
    4lb of lean minced beef for £12
    2lb bream for £5
    Broccoli, savoy, spring onions, bananas, mushrooms for £1 a bowl -£5 for the lot.
    Went to rag market where I succumbed to buying some fabric. :o
    3metres for a fiver :)
    Then to l!dl and spent just over £8 including some berry teabags to try.
    We got to Birmingham by about 7 and nothing was open! So we wandered round until we found a cafe to have breakfast. Then we found out market doesn't open til 9. :eek:
    So we then found another cafe to have a coffee, then we wandered round rather aimlessly-walking off breakfast.
    Thankfully the fruit and veg market was actually serving before 9.
    Anyway. For a Saturday morning-for me, we've achieved loads! :rotfl:
    We came out of l!dl and there was an abandoned trolley. So I put it away and gained £1 :D

    Blimey - well done, you! That's ace! :T I'm currently eating breakfast, am going to walk to the post box and then start listing on Ebay. It's rock and roll at my house! :rotfl:
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Hmm...it seems that there's something to this. I am a night owl and always have been. Is it possible to reprogram one's body clock?!



    Blimey - well done, you! That's ace! :T I'm currently eating breakfast, am going to walk to the post box and then start listing on Ebay. It's rock and roll at my house! :rotfl:

    I am optimistic that I can reprogram my body clock as I'm a night owl by nature and I would love to be able to get up and at it early every morning like we did this morning.
    I feel so much better for getting stuff achieved once I have done it. But it does take great effort on my part to do this.
    I have worked regular nights for years so I'm normally wide awake really late into the night. I have to be really tired or of the right mindset to get to bed early. So I had a bath and a chillax to get me relaxed enough to go to bed. I don't suppose I help matters normally as I am usually on my computer until I go to bed and my brain is still too active to sleep then.
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • OMG tc, how can you be so perky in the morning - I'm only just getting up!

    I woke up at 10:20am as well but I'm not ashamed, I really needed that sleep after several sleepless nights in a row. :)

    But 6:25am on a Saturday - respect, Tattycath. :T
  • tattycath wrote: »
    ... snip loads of amazing stuff done before I even got up. :D

    So we then found another cafe to have a coffee, then we wandered round rather aimlessly-walking off breakfast.
    Thankfully the fruit and veg market was actually serving before 9.
    Anyway. For a Saturday morning-for me, we've achieved loads! :rotfl:
    We came out of l!dl and there was an abandoned trolley. So I put it away and gained £1 :D

    More respect, TC. Fabulous work on the shopping this morning. :T
  • Blimey - well done, you! That's ace! :T I'm currently eating breakfast, am going to walk to the post box and then start listing on Ebay. It's rock and roll at my house! :rotfl:

    It's even wilder at mine, where I plan to clean one of the bathrooms (two is too much for me in one go, I loathe housework with a passion. :p) and then I think I'll paint the summer house. Non-stop glamour. :D
  • It's even wilder at mine, where I plan to clean one of the bathrooms (two is too much for me in one go, I loathe housework with a passion. :p) and then I think I'll paint the summer house. Non-stop glamour. :D

    Well, I've made it to the post box and then remembered I should have gone to the post office as I have a letter to post (but now it's too late). :doh:

    Right, had better get on with taking pictures and listing...wish me luck!
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • tattycath wrote: »
    I am optimistic that I can reprogram my body clock as I'm a night owl by nature and I would love to be able to get up and at it early every morning like we did this morning.
    I feel so much better for getting stuff achieved once I have done it. But it does take great effort on my part to do this.
    I have worked regular nights for years so I'm normally wide awake really late into the night. I have to be really tired or of the right mindset to get to bed early. So I had a bath and a chillax to get me relaxed enough to go to bed. I don't suppose I help matters normally as I am usually on my computer until I go to bed and my brain is still too active to sleep then.

    I think you are right - no more computer an hour before sleepy time and then read a book in bed or something instead.

    I will be in bed before 11 tonight, honest! :rotfl:
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Well, I've made it to the post box and then remembered I should have gone to the post office as I have a letter to post (but now it's too late). :doh:

    Right, had better get on with taking pictures and listing...wish me luck!

    Good luck with the listings. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    It's even wilder at mine, where I plan to clean one of the bathrooms (two is too much for me in one go, I loathe housework with a passion. :p) and then I think I'll paint the summer house. Non-stop glamour. :D

    Hope you didn't overdo it with the glamour. :rotfl:

    I did do lots on my list:
    Tidied cupboards under TV
    De-cobweb :eek:
    Tidied and cleaned top of dvd case
    Cleared and recycled 3 cardboard boxes from top of drawers
    Cleaned and de cluttered windowsill
    Tidied and cleared mantelpiece
    Sorted and tidied cupboard 1&2 in kitchen
    Tidied cupboard 3 & 4 in kitchen
    Threw out some OOD food. :eek: :o
    Tidied and cleared table 1in lounge
    Tidied and cleared table 2 in lounge
    Emptied dryer refilled
    Emptied washer refilled
    Emptied shredder
    Emptied bin
    Watered plants

    And list still isn't finished!
    Mr tc is now preparing a healthy salad. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • Wow, you've achieved loads :T:T

    Tilly x x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
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