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The kick up the a&£e diary for debt busting

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  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Well done of the ciggies. :T

    I really should do an inventory of our freezers and start using stuff up. Though I did find and defrost some soup for lunch today - courgette, it turns out, with rather too much garlic it also turns out. :o Was yummy though.

    I might make that a job for this weekend - inventory of food in freezer. :)

    hi peaceandfreedom. :wave: yes, our freezers are in desperate need of being emptied so I can defrost and restock
    brizzledfw wrote: »
    Hi tatty cath! :wave: I lurk here but rarely post so here I am Delurking! Thanks for posting on my diary! :)

    Banana bread smells lush from here! Feel I need to pop in for a slice ;)

    Well done on giving up the fags. How do you feel? I am sure you won't look back...you'll feel much better and so will your wallet, well done!!

    hi Brizzle :wave: you're more than welcome to pop in. :) the kettle is nearly always on in our house. :)
    As for the smoking. I do feel better-now I'm not earning much it is a necessity that I quit-as well as for my health. This isn't the first time I have quit, but hopefully I won't start again!
    I need to get my house in order too as there is so much I would like to achieve/sort etc.
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    No financials as yet today. :(
    I seriously need to get some jobs done today. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    A payment has gone out of my bank today so I have done a 'Tilly Tidy Deluxe' (was it Thistlewhistle who said that-I think) over to savings.
    So I now have £2,118/£4,000
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • jwil
    jwil Posts: 21,975 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the ciggies and the deluxe payment :D
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    jwil wrote: »
    Well done on the ciggies and the deluxe payment :D

    Thanks jwil. :)

    Not been very productive today. :(
    Had a lovely cuppa and a chat with a friend this morning. :)
    Got home and had the mother of all headaches. :(
    Went to Mr A's with DD1 this afternoon. :) spent more than I should have. :(
    Headache subsided and have been on a bit of a chocolate fest. :o
    Need to get some stuff done now.
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Just transferred another £10 from p@yp@l and moved money around in accounts and now have £2,148/£4,000
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath wrote: »
    Still not had a cigarette since last Thursday. :D

    Well done, you! :T

    I've noticed that some people put this in their signature along with how much they have saved doing so. I assume that any savings will be put toward your £4K target. Perhaps this would motivate you with both your savings and resolve in those weak moments when you see how much not smoking is saving you? ;)
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Well done, you! :T

    I've noticed that some people put this in their signature along with how much they have saved doing so. I assume that any savings will be put toward your £4K target. Perhaps this would motivate you with both your savings and resolve in those weak moments when you see how much not smoking is saving you? ;)

    Great idea, but now I don't have a regular income I just save what I can. Mr tc is saving from my not smoking as he has bought me several packets before I stopped. :)
    If we could have indefinitely long signatures I would have all sorts in mine. :rotfl:
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hi TC..what do you class as a TT deluxe??? As you know I am a huge fan of the Tidy and wondered about the upgrade :rotfl:
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    brizzledfw wrote: »
    Hi TC..what do you class as a TT deluxe??? As you know I am a huge fan of the Tidy and wondered about the upgrade :rotfl:

    Moving odd pounds instead of odd pence. When I do a Tilly Tidy I move the odd pence in my bank account. When I have no odd pennies but I have an odd few pounds I move the odd pounds-so my account has say £150 instead of £154 (for example) :D
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
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