The kick up the a&£e diary for debt busting

tattycath

So I've been on my spreadsheet and if I can just squeeze a £70 overpayment off the mortgage I can knock another month off the term...:T ...
I can do this..I can do this...
Right just going to formulate a plan ... as well as list, list, list.

tattycath

Been out for breakfast this morning-courtesey of Mr tc.
Right! been number crunching. So far I have managed another £50 overpayment. :T Just got to come up with the extra £20 so that it will reduce term by a month-a whole month!!! :j :rotfl::rotfl::rotfl:

tattycath

sorted out airing cupboard!!!
2 binliners of excess bedding/towels for recycling
it's now all organised and I can actually find what I'm looking for!!!
Double bonus is that it doesn't all fall on top of me when I open the door!! :rotfl::rotfl:

tattycath

Listing, listing, listing!
Got auctions finishing today-fingers crossed I make some sales!

jwil

tattycath wrote: »

I bought a book about 7 years ago-pay off your mortgage in two years. Watched the series too. We didn't even have a mortgage at that time. :rotfl:
I read the book and popped it in a cupboard and forgot about it.
I dug it out last night. Started reading it again...overslept today.
oops...very interesting book.

Just catching up - I've got this book somewhere too, will have to dig it out. I loved the series!

ALso, I do non paying bidders on about day 5. The earliest you can do it is day 4.

tattycath

jwil wrote: »

Just catching up - I've got this book somewhere too, will have to dig it out. I loved the series!

ALso, I do non paying bidders on about day 5. The earliest you can do it is day 4.

Hi jwil. :wave: Good to 'see you'! Hope you, Mr jwil and baby jwil are all well.
Yes I loved the series too. It's a shame that they don't tell you in the book who was successful or not-they only go through to the end of the first year and my memory is not that great so I can't remember who achieved what. still a motivating book though!
I did the non paying bidders and they stilll didn't pay but I least I got my FVFs back.
It's a lovely sunny day up here so I'm going to sort out my stuff I sold and get it packed up and in the post. :j
Can't believe I'm so lively-I only went to bed at 3am!!
I'll be back to update figures later!!

tattycath

Thanks to ebay sales and juggling accounts...
Paid £50 off the mortgage
Paid £30 into savings!!
So! I've knocked a month off the mortgage :j:j:j:j
10% of savings target achieved!! :j:j

brizzledfw

A month off the mortgage, well done you!!:beer:

Having a mixed time with EBay at the moment..

- have bought a few bits (all needed and real bargains like new smart shoes for evening work events but even so I try to only sell and never buy iykwim so slipping there!)
- listed 8 items but no views or watchers. Closes in day or so:(
- 3 things with watchers but no bids
- 1 item with healthy bid and watchers

We have done well during the last month but I would like these 8 items to go...its getting stuff out of the house as well that drives me on if I am honest.

Have also made an £200 OP towards the mortgage..know its mad when I have debts but it makes me feel better so I have let my heart rule my head:D

tattycath

brizzledfw wrote: »

A month off the mortgage, well done you!!:beer:
Hi brizzle Thanks! :j
Having a mixed time with EBay at the moment..

- have bought a few bits (all needed and real bargains like new smart shoes for evening work events but even so I try to only sell and never buy iykwim so slipping there!)
- listed 8 items but no views or watchers. Closes in day or so:(
- 3 things with watchers but no bids
- 1 item with healthy bid and watchers
Yes, I'm trying to sell more than buy-only had 2 slips and not spent many £s
We have done well during the last month but I would like these 8 items to go...its getting stuff out of the house as well that drives me on if I am honest.
I know what you mean-I'm desperately trying to empty our house of [STRIKE]clutter[/STRIKE] bargainous things for people to buy!! :rotfl::rotfl::rotfl:

Have also made an £200 OP towards the mortgage..know its mad when I have debts but it makes me feel better so I have let my heart rule my head:D

Well done on the mortgage overpayment! That's brilliant!! :j:j:j
Sometimes it makes you feel better to pay something off a bigger bill than the highest % rate bill. Luckily none of my debt charges interest-thank goodness - apart from the mortgage.
Got some more listing and some relists done yesterday whilst it was free listing! Let's hope we both make some sales and get rid of some more 'items'!
Right, Better pack my ebay sales
Catch you later!

tattycath

Most of packing done-just one more to do tonight, now they've paid - will post it out tomorrow.