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Book price for sons car?

taylor72
taylor72 Posts: 129 Forumite
edited 2 February 2013 at 3:23PM in Motoring
Hi, i dont know if anyone has access to glass guide prices that the insurance companies use to help decide payout for total loss. My sons car was written off on friday (no one seriously hurt ), and middle of next week i expect admiral to make an offer. I have checked autotrader,ebay etc to see what a similar car may go for private and trade but would like to know what their guide says. Its a fiat punto 1.2 8v active with 110,000 miles on the clock. Condition is average i would say, 11 months m.o.t, serviced the day it was written off!!! well maintained and mechanically sound as verified by the fact the AA paid out on a breakdown claim last year and they only pay out if car is maintained correctly.

I have paid 3.95 for the online glass valuation but this is different to the physical book and apparently holds no weight when negotiating
«1345

Comments

  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    While I have no access to Glass' guide anyone who does will be unable to help you unless you tell us how old the car is.
  • forgotmyname
    forgotmyname Posts: 32,932 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    1.2L 8v active with 110,000 miles..

    BUT what year and how many doors? Totally standard any extra's or Mods?
    Censorship Reigns Supreme in Troll City...

  • Dippypud
    Dippypud Posts: 1,927 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    agrinnall wrote: »
    While I have no access to Glass' guide anyone who does will be unable to help you unless you tell us how old the car is.


    At least 3 yrs -

    as the OP says it has MOT for 11 months ... :D;)
    C.R.A.P.R.O.L.L.Z # 40 spanner supervisor.
    No problem can withstand the assault of sustained thought.
    Only after the last tree has been cut down. Only after the last fish has been caught. Only after the last river has been poisoned. Only then will you realize that money cannot be eaten.
    "l! ilyë yantë ranya nar vanwë"
  • taylor72
    taylor72 Posts: 129 Forumite
    sorry for missing details - its a 5 door car 2002 plate
    thanks
  • taylor72
    taylor72 Posts: 129 Forumite
    also, its standard - no mods
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Have a read of this link which is how Admiral should handle the write off.

    http://www.financial-ombudsman.org.uk/publications/technical_notes/motor-valuation.html

    If there are any modifications however minor that have not been declared then it can be a problem with Admiral
  • forgotmyname
    forgotmyname Posts: 32,932 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I would expect their offer to be around £400 - £600. Whats the excess though?
    Censorship Reigns Supreme in Troll City...

  • motorguy
    motorguy Posts: 22,611 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    taylor72 wrote: »
    sorry for missing details - its a 5 door car 2002 plate
    thanks

    Worth about £300 in the trade, so aim for about £500 for it.
  • taylor72
    taylor72 Posts: 129 Forumite
    hmmm -private sellers are not selling that car with that mileage for less than 900 so i definately wont accept less thank that to be honest, excess is 250, i guess i will print off r save to my laptop as many cars that are like my sons with his mileage etc and g for it that way
  • motorguy
    motorguy Posts: 22,611 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    taylor72 wrote: »
    hmmm -private sellers are not selling that car with that mileage for less than 900 so i definately wont accept less thank that to be honest, excess is 250, i guess i will print off r save to my laptop as many cars that are like my sons with his mileage etc and g for it that way

    Maybe i've been a bit hash then.

    Yes, keep as many copies of adverts for similar as you can and fight your corner.
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