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Bank Accounts
RevTheory
Posts: 211 Forumite
Hi..
basicly i have alot of debt and im in need of a bank account because my current bank have said that they will take any credits from my account to pay the debt.
but every bank i have been too has declined me because of credit score,
im at the wits end because i wont have a bank account for wages which in turn means i will lose my job
what can i do?
basicly i have alot of debt and im in need of a bank account because my current bank have said that they will take any credits from my account to pay the debt.
but every bank i have been too has declined me because of credit score,
im at the wits end because i wont have a bank account for wages which in turn means i will lose my job
what can i do?
0
Comments
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Have you tried the Co-op? They do a 'basic' current account - no overdraft or any form of credit is allowed, but it is tailor made for people who have a lot of debt.I used to think that good grammar is important, but now I know that good wine is importanter.0
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I got mine at Barclays. If in doubt a post office account could be worth looking at. You can't have direct debits on it but will allow money to be paid into it.starting debt of £16000
Current debt £9879
Debt free date currently feb 2014 although hoping to be free by dec 2013
Competition Wins 2013
Head Badminton Racquet0 -
ive tried both.... credit score decline
i guess im at the point of giving up and going to live on streets0 -
Try a building society cash account...nationwide?
The post office?
Tesco e-saver?Debt Free! Long road, but we did it
Meet my best friend : YNAB (you need a budget)
My other best friend is a filofax.
Do or do not, there is no try....Yoda.
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Basic accounts rarely require a "credit" check as you won't be given any credit (overdraft etc). I have two accounts with Natwest, a proper Current Account (cheque book, overdraft etc) and a Step Account which I applied for online and got straight away.
At the time of applying I had 5 defaults!0 -
Gordon_Hose wrote: »Basic accounts rarely require a "credit" check as you won't be given any credit (overdraft etc). I have two accounts with Natwest, a proper Current Account (cheque book, overdraft etc) and a Step Account which I applied for online and got straight away.
At the time of applying I had 5 defaults!
natwest wont even entertain an application0 -
Arnt you entitled to be paid in 'coin of the realm', i.e Cash??
What have you tried so far (other than the ones I listed)?
You are asking for a BASIC account arnt you?
Most basic accounts dont even do a credit check, so what exactly are you being told because someone should take you.Debt Free! Long road, but we did it
Meet my best friend : YNAB (you need a budget)
My other best friend is a filofax.
Do or do not, there is no try....Yoda.
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Gordon_Hose wrote: »You must be the only person that can't get a Step Account then. Just how bad is your credit file??? :eek:
very..
i guess im best just forgetting to live as i wont be able too0
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