Anyone heard of a claim management company called ifonic?

ChilliP2012

Subject Access Request them to find out if/how they are storing your card details. Also, to find out how they knew no funds were in your account.

Alpine_Star

magpiecottage wrote: »

This is a company called Cerys-Angharad Limited of Swansea - capital of the fraudulent ambulance chasing world.

''Cerys-Angharad Ltd is being investigated by the Claims Management Regulator under regulation 35 of The Compensation (Claims Management Services) Regulations 2006.''

https://www.claimsregulation.gov.uk/details.aspx/24389

Froggitt

ChilliP2012 wrote: »

Subject Access Request them to find out if/how they are storing your card details. Also, to find out how they knew no funds were in your account.

Prob tried a ringfence, like a hotel does when you check in.

starlitegaize

I had a call from Ifonic a few weeks ago. They stated they were able to refund most of my fees paid out up to 20 years - so I gave them a list of items that I had paid PPI on... the fee was something like £395 for all the items - but this was magically reduced to £99.00 when I said I didn't have that sort of money... So just to test them I've paid the £99 and we'll see where it gets me...
They've called me a few times since but I've never been in, or I don't answer the phone (knowing it's one of these PPI claims companies)

magpiecottage

starlitegaize wrote: »

I had a call from Ifonic a few weeks ago. They stated they were able to refund most of my fees paid out up to 20 years - so I gave them a list of items that I had paid PPI on... the fee was something like £395 for all the items - but this was magically reduced to £99.00 when I said I didn't have that sort of money... So just to test them I've paid the £99 and we'll see where it gets me...
They've called me a few times since but I've never been in, or I don't answer the phone (knowing it's one of these PPI claims companies)

If you are happy to throw away £99 for nothing can I have it please?

starlitegaize

magpiecottage wrote: »

If you are happy to throw away £99 for nothing can I have it please?

I'm not happy to throw away my hard-earned cash, so will be on the phone to them quoting some of the points stated here...

magpiecottage

Did they provide you with a written contract BEFORE they took your money?

If not they are in breach of their regulator's rules and it is an unauthorised transaction which you should be able to get your bank to reverse.

starlitegaize

magpiecottage wrote: »

Did they provide you with a written contract BEFORE they took your money?

If not they are in breach of their regulator's rules and it is an unauthorised transaction which you should be able to get your bank to reverse.

Thanks for the note! Will be using that when I call them...

goldenbutterfly_2

I too have fallen foul of this scam. I repeatedly asked during the fateful phone conversation if money would taken from my account and was told that it wouldn't. I was advised that any money due for fees would be taken from the result of any claim. That same day £990 was deducted from my credit card. I have received no contract, no paperwork, given them no details, in fact half of the accounts I mentioned were joint accounts or in my maiden name.
I took advice given in the forum and phoned first, was told "No money has been taken from your account. We would not expect to put anyone in financial difficulty. Just pay the interest on the amount and your claims should be investigated within the next 90 days then your claim will wipe out that amount". I don't think so! I have today sent them an email asking them to stop all investigations on my behalf and refund the advance fee, and a copy to the Dept of Justice finance regulator. I reported this to my credit card company and they will investigate also. I did not authorise any money to be taken from my account. As asked, Credit card details were given to allow them to begin investigations.
As this debt will leave me in serious financial difficulties, I want to try all I can to get re-imbursed. Can I do anything else?

magpiecottage

goldenbutterfly

First of all, contact your credit card provider and tell them it is an unauthorised debit and you want your money returned in accordance with FCA rule BCOBS 5.1.11R

That requires them to put you back to the position you would have been in unless they can show that you DID authorise the debit.

Then report the matter to ActionFraud. This a police website and is appropriate because it is advanced fee fraud - for which they can (and with any luck will) go to prison.

Note that the criminals responsible for this fraud are Clifford Martin Stanford (born October 1954), the company director and Robert Edmund Rabaiotti, the Company Secretary.

Starlitegaize and any of Stanford and Rabaiotti's other victims should do the same.