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Vanguard Life Strategy

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  • badger09
    badger09 Posts: 11,594 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I tend to look every day.although I only look when it's positive lol don't look when it's negative

    How do you know whether its positive or negative before you look:cool:
  • bigadaj
    bigadaj Posts: 11,531 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    badger09 wrote: »
    How do you know whether its positive or negative before you look:cool:

    I tend to look every few days, quick check on the markets on the bbc website to give a good indication first of course!
  • VLS100 (acc) has been the best investment I ever made.
    Buying a house soon and I don't know whether to part sell or keep it.
  • JohnRo
    JohnRo Posts: 2,887 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    If you're investing money in a long term VLS100 fund that you know you're going to need as cash soon then you're gambling on a favourable outcome.

    Does this sound like the right place for a house deposit?
    Vanguard wrote:
    The Fund is rated 5 due to the nature of its investments which include
    the risks listed below. These factors may impact the value of the Fund's
    investments or expose the Fund to losses.
    - The value of equities and equity-related securities can be affected by
    daily stock market movements. Other influential factors include political,
    economic news, company earnings and significant corporate events.
    - Movements in currency exchange rates can adversely affect the return
    of your investment.
    - Emerging markets are generally more sensitive to economic and political
    conditions than developed markets. Other factors include greater
    'Liquidity risk', restrictions on investment or transfer of assets and failed/
    delayed delivery of securities or payments to the Fund.

    It might work out well, it might not.
    'We don't need to be smarter than the rest; we need to be more disciplined than the rest.' - WB
  • Gadfium
    Gadfium Posts: 763 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    I tend to look every day.although I only look when it's positive lol don't look when it's negative

    You'll do your nut in doing that ;)
    Check it every 6 months or so...after all, it's a long-term investment.
  • I've got stock watcher app that I used when I first started when I was buying individual shares before I got edumacated and realised I needed to build up a decent portfolio first before doing that!:j
  • Gadfium wrote: »
    You'll do your nut in doing that ;)
    Check it every 6 months or so...after all, it's a long-term investment.

    Good advice to be fair. Is it sad I also look at my pension..... I find actually looking at MY pension helps me be less panicky about my isa investment.I can't get at my pension and most of my long term investment is in this (105000 as opposed to 20k in my s and s isa) so movements make a fair difference to the pension now. You realise it doesn't matter . You Can't get at your pension so why would you do any different with your s and s isa
  • Camster wrote: »
    I think iweb or halifax would be a good option. I joined halifax when iweb were charging a £200 fee, and have had no problems with them.

    The site probably isn't as sophisticated as some out there, but for £12.50 a year platform fee, it's good enough for my needs.


    I use iweb for my ISA's and overall they are pretty good especially from a cost perspective.

    I'm not sure I will move my SIPP to them though because of the limitations on some areas of their fund offerings (some Ruffers for example).
  • AndyT678
    AndyT678 Posts: 757 Forumite
    Part of the Furniture Combo Breaker
    What is up with this thread? It keeps bubbling up to the top of the list without being obviously updated. :huh::huh::huh:
  • coyrls
    coyrls Posts: 2,508 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    AndyT678 wrote: »
    What is up with this thread? It keeps bubbling up to the top of the list without being obviously updated. :huh::huh::huh:

    I think people must be voting and that bumps it back up without a post being added.
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