natwest select account platinum

grumbler

Well, extra £3.50-£4 makes a big difference when comparing £12 with £17.
However, the 'bubble' are cheap because they are notorious for having vague T&C and using every possible excuse for not paying (similarly to many other cheap mobile insurers).

That said, I agree that paid for accounts are not a good value for money for the majority of people. This was the (tongue-in-cheek) point of my first two posts in this thread.

kevinspearson

I think the accounts are ok it helps improve my banking stigma with natwest they seem quite fickle but ther are good service for me online mobile etc and i have like the early cheque clearing payments of wages on a sat and you can cancel direct debits on same day there going out

grumbler

kevinspearson wrote: »

I think the accounts are ok it helps improve my banking stigma

If you mean what your friends or other people think about you, I think they don't care.

with natwest they seem quite fickle but ther are good service for me online mobile etc and i have like the early cheque clearing payments of wages on a sat and you can cancel direct debits on same day there going out

None of the above costs £204 p.a. separately or together.

kevinspearson

no natwest are fickle dont reward loyalty only what profit they can make from you

noizeuk

kevinspearson wrote: »

no natwest are fickle dont reward loyalty only what profit they can make from you

They're a business, they're in business to make money. You expect wages, buildings, online and offline services and such like run on wishes and happy thoughts? Of course not.

If you don't like to pay, fine. Don't. If you don't pay for your banking stop expecting the damn earth of these companies and see how far your direct debits go.

Southernman

Gordon_Hose wrote: »

Sorry, but you can get roadside cover in any car and national recovery from the AA for £80 a year.

Depending on your phone you can get phone insurance for a couple of quid a month.

So, what, £10-£12 a month compared to Natwest's £17...

Hold on the £16 a month includes worldwide family insurance as well and the taste card which usually costs about £70 a year. there's more than two benefits you know.

Southernman

grumbler wrote: »

If you mean what your friends or other people think about you, I think they don't care.
None of the above costs £204 p.a. separately or together.

£204? Where are you plucking these figures from? It's £180 p.a

If you would use all the benefits then st the end of the day you would save money.

grumbler

Southernman wrote: »

£204? Where are you plucking these figures from? It's £180 p.a

My apologies. My memory failed me and I thought it was £17, not £16. If it really is £16, that's what I see on the website, then £16*12=£192

If you would use all the benefits then st the end of the day you would save money.

Who said all? I merely replied to the OP who said:
"good service for me online mobile etc and i have like the early cheque clearing payments of wages on a sat and you can cancel direct debits on same day there going out".

GlennTheBaker

Taste Card can be had for £29.95pa - there's always an offer on.

Gordon_Hose

Southernman wrote: »

Hold on the £16 a month includes worldwide family insurance as well and the taste card which usually costs about £70 a year. there's more than two benefits you know.

Holy sh*t. Give it a rest will you.

I wouldn't use either of those "benefits", so FOR ME the £16 (apologies, I thought it was £16.95 pm) doesn't provide good value.

If it works for you, then great. I'm not saying it's a rip off for everyone. Just me.