natwest select account platinum

kevinspearson

i think its important banks make things clear so consumers can make proper decisions no where does it say on the natwest website its daft

Jules2012

I didn't know there was a difference until I started to use this site. (Apart from Electron and Solo cards).

[Deleted User]

I think that's the idea, they don't want to create a stigma of people carrying a card that says "my credit isn't very good".

It's like a secret handshake for the golden-credit-file club, you only know you're in if you know you're in

BugsyBrowne

Jules2012 wrote: »

I didn't know there was a difference until I started to use this site. (Apart from Electron and Solo cards).

Sounds like the natwest blue debit card is like the Vanquis of credit cards.

stclair

billbennett wrote: »

I think that's the idea, they don't want to create a stigma of people carrying a card that says "my credit isn't very good".

It's like a secret handshake for the golden-credit-file club, you only know you're in if you know you're in

Their looking at possibly personalising debit cards so you will be able to disguise it soon lol

Mrs_Ryan

Oh thats interesting I have a blue RBS card and I dont like it - its boring My 'bills account' card with Barclays has a picture on it and I like that one

Southernman

Gordon_Hose wrote: »

their new prices are a complete rip-off IMO.

For an extra £2.05p you get much improved phone insurance and the car breakdown cover is now national recovery (level 4) whereas before it was within a 10 mile radius. Plus the national trust days out.

It's only a rip off if you don't use those particular benefits, in the whole scheme of things i think it's worth the hike.

Gordon_Hose

Southernman wrote: »

For an extra £2.05p you get much improved phone insurance and the car breakdown cover is now national recovery (level 4) whereas before it was within a 10 mile radius. Plus the national trust days out.

It's only a rip off if you don't use those particular benefits, in the whole scheme of things i think it's worth the hike.

Sorry, but you can get roadside cover in any car and national recovery from the AA for £80 a year.

Depending on your phone you can get phone insurance for a couple of quid a month.

So, what, £10-£12 a month compared to Natwest's £17...

grumbler

Gordon_Hose wrote: »

...
Depending on your phone you can get phone insurance for a couple of quid a month....

Not for expensive smartphones, provided that you really need this insurance.
That said, all mobile insurances are very poor value for money for the majority of people and often it is free to add the phone to home content insurance.

However, you can get £19 cashback on £80 AA cover that makes it £61.

Gordon_Hose

Protect your Bubble - iPhone 5 16Gb - £5.99 a month. Galaxy S3 the same, S2 £5.49. So pretty similar.

I don't think their paid for accounts are good value for money, unless you can make use of all the benefits available. Which is what I said in post #5! Selective quoting to suit one's argument again