It's kind of fun to do the impossible

Sholly

He definitely is growing...although he tells me that he isn't (he's not allowed you see!). Haha oops, bf definitely does get fed, I promise haha!!

I MIGHT leave the spreadsheet for tonight. Shock!! I need to be at work early so an early night would do me no harm.

You're so right, it's going so fast and not slowing down :eek: although if this is how fast the debt-busting months go, I can't imagine how fast it'll go when we're financially free!

Aww Jelly! Will you have a nursery party or is she too young? I think we had Littlie's first one when he was 4 but only because everyone else was doing it!

xx

Sholly

Zodzo, I hope this doesn't sound rude but is that a serious question? If so, you have the complete wrong end of the stick

Sholly

I just saw your other posts. I smell a troll. Nice chatting to you but I must go. You're welcome to stay, or leave, but your posts won't be considered.

Sholly

3 days to go until we've only got 17 months left of being in debt :j and I'm keeping my fingers crossed that I'll get a bonus in June so that we can bring that date forward!!

xx

Cream_Tea

How great does that feel! I'm hoping to be clear by the summer. I keep thinking how lovely it will be to be debt free and have savings behind us for the first time in my adult life!
CT

Sholly

It is a great feeling, it'll allow us to save and have some freedom - I can't wait! The summer is so close, I bet you're excited! What are your plans for after that?

xx

Cream_Tea

My plan is boring but to get an emergency fund together of 3 months then when that's achieved 6 months etc which I have started but only has £375 in. I also want to invest money somewhere but need to do some research on that as I'm clueless. I'm hoping this will be the beginning of early retirement planning!

Cream_Tea

Very early retirement planning.... I'm only 28!

liltdiddylilt

I'm 28 Cream Tea, and I wish I could start planning for retirement now. I work in the industry for an IFA so see so many people in positions I could only dream of financially! What they put into a pension in a year I could earn in 10 years.... :eek:

What used to frighten me (although the new rules have made it simpler) was that buying an annuity with £100,000 of pension would earn you around £6000 a year in income. So putting away £300-400k would mean only a vaguely similar existence to that which I have now, without taking inflation into account!

Sholly Littlie sounds hilarious. I am on the other side of the debt hill now, and am putting away savings as fast as I can but I have afforded myself some treats... new macbook for example. I would never have imagined spending that kind of money on myself in the past!!

Sholly

I'm 28 too! I pay into my work pension but that's it as far as retirement plans go...actually, that's not true, I plan on winning the lottery on Saturday...Ah, it feels good to have a plan!!

xx