Weekly Spend Challenge W/C 6th January 2013

edited 12 January 2013 at 7:53PM in Debt-free Wannabe Challenges
77 replies 4.4K views
EverTheOptimistEverTheOptimist Forumite
2.7K Posts
Part of the Furniture 1,000 Posts Combo Breaker
edited 12 January 2013 at 7:53PM in Debt-free Wannabe Challenges
Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in.

On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. The challenge runs from Sunday to Friday so we don't include Saturdays but feel free to change the rules to suit you and include Saturdays or start on a different day.

Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:

Green - within budget
Red - overbudget
Purple - zero spend
Orange - made money over the week

This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.

Moozie was the founder of this challenge and here is a quote taken from her:

Originally Posted by Moozie:
"Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x"

Good Luck Everyone

W/C 30th December 2012 Challengers / Pledges / Total Spent

EverTheOptimist - £110 / £105.38
Munchin - £40 / £14.39

mumlady1 - £15
rising from the ashes - £35 / £29.34
mandz1 - £50 / £22.03
Lottie1987 - £70 / £65.68

hereigoagain22 - £60
Casperthefriendlyghost - £10 / £2.68
E2006 - £120 / £119

Helgathehairy - £20
CommitedToChange - £5 / £7.60
fyinggiraffe - £30 / £46,24

abundant1972 - £40 / £239.53
bansleylass83 - £100
Baileys Babe - £5 / £0
chris81418 - £50 / £49.99
zaleska3 - £50 / £58

W/C 6th January 2013 Challengers / Pledges / Total Spent

EverTheOptimist - £115 / £123.03
Munchin - £30 / £30.49
rising from the ashes - £90 / RED

mandz1 - £30 / £16.72
Lottie1987 - £70 / £45.12

Casperthefriendlyghost - £10
E2006 - £190 / £186.91
fyinggiraffe - £35 / £21.75

abundant1972 - £20 / £195.69
Baileys Babe - £5
chris81418 - £100
zaleska3 - £100 / £78.98
CommitedToChange - £130
RonniesMummy - £15
Lynne192 -
clairey em - £50 / £43.86
oopsadaisydoddle - £15 / £10.25

Ihatethemoneypit - £35
missmoneysave - £35
SPC 14 Target £200 /
Debt: £11850
«1345678

Replies

  • edited 6 January 2013 at 1:55PM
    EverTheOptimistEverTheOptimist Forumite
    2.7K Posts
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 6 January 2013 at 1:55PM
    Hey all

    Well my plan for this week is £115

    Sunday - Cinema - £10, Grocery shopping - £?, Petrol - £25
    Monday - Meal out - £20
    Tuesday - Spa evening - paid for by work, but got to put £15 towards it.
    Wednesday - NSD
    Thursday - NSD
    Friday - NSD
    Saturday - Newspaper and maybe small misc spend - £?

    It's in black and white therefore it has to happen just like this. :D
    SPC 14 Target £200 /
    Debt: £11850
  • edited 5 January 2013 at 6:23PM
    rising_from_the_ashesrising_from_the_ashes Forumite
    12.4K Posts
    Home Insurance Hacker! Debt-free and Proud! PPI Party Pooper
    edited 5 January 2013 at 6:23PM
    Thanks for the new thread ETO .... mmmm quite liking your thinking for laying everything out - may try that later!:)


    ETA - here's the budget so far:

    Groceries £20.74 / £40 (£32.50 + £7.50 from last week)
    Hair £0/£40 (new hairdresser & not sure of cost ... hasn't been cut since errrr March?)
    Misc £0 / £10
    Total £20.74 / £90
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Afternoon all

    Well I failed last week - here's hoping I do better this week :rotfl:

    Sunday - Allotment fees £45, Electric £40
    Monday - Petrol £40
    Tuesday - NSD
    Wednesday - Cat food and yeast £4.50
    Thursday - NSD
    Friday - NSD
    Saturday - NSD

    Ha ha so here's hoping to a spend-tastic £130 for the week - ouch that seems high :eek: but all on essentials.

    :beer:
  • edited 5 January 2013 at 6:52PM
    flyinggiraffe_2flyinggiraffe_2 Forumite
    550 Posts
    edited 5 January 2013 at 6:52PM
    Good evening

    As always, thank you ETO for starting the thread.
    Am going to have a go at something different this week (basically steal ETOs list of things for the week!) I also never budget for Saturdays at the moment, and this is where I go wrong.

    Sunday: maximum £10 - I want some boxes to go on a shelf and keep my makeup tidier than it is at the moment.
    Monday - Friday: work and bus paid for so NSDs
    Saturday: lunch with the girls. £2.20 bus and max £20 lunch/booze.


    Rounded up to a pledge of £35 for the week please :)
  • I want to join in this week please!
    Thinking a weekly total of £15 (car already full of petrol, on a diet so meals already planned and food bought!)

    Sunday - NSD
    Monday - NSD
    Tuesday - Top up of fruit and lunch stuff £10
    Wednesday - NSD
    Thursday -NSD
    Friday - Fruit, Bread etc £5
    Saturday Hopefully another NSD!

    Wow I hope I can actually do this!
    DFD 1st January 2016
    Total Debt £4600 01/01/2013
    £4100 15/11/2013 01/11/15 £0 :j
  • can i join please?
  • I would like to join this week too please :)

    We have a budget of £50, I'll break it down and edit this post once I've worked out what needs we have for each day of the week.

    For me alone I plan to spend very little but dh may need to get some bits for the boys, although not much. We shouldn't need to spend as much as £50 but that's the absolute max.

    Thank you! Xx
    Full time working mum to 2 boys
    DH Stay at home dad :)
  • Hi all,

    I haven't been on here for a while but i think I might like to join again. Can you put me down for £15 this week. This is basically just for 'spends' but had my hair cut today which ate into our pocket money so trying to hang tight for the rest of the week.

    I did a meal plan and have been shopping so hopefully that will eliminate the 'need' for takeaways! Am also planning on doing a big batch of homemade veg and mixed bean soup for lunches at work so that should save me going to the machine for junk food.

    I hope everyone is well and had a lovely Christmas and New Year.x
  • Hi!

    Thanks EverTheOptimist for starting us off again. Hope everyone has a great week!

    Cheers
    Casper
    xx
    LBM Feb 09[STRIKE] £64 427.32[/STRIKE] £13 700.59! Sub £15 000!
    DFD July 2018
    GC 01Dec ~ 30Dec £40.00 SSF £00.00
    NSD 00/20 WSC (08~14) £13.59 SSF £00.00 DFW Nerd 319 Proud To Be Dealing With My Debts!
    "Captain Jack Harkness! When will you learn that you can't solve every problem by shagging it?!"
  • Baileys_BabeBaileys_Babe Forumite
    4.8K Posts
    Part of the Furniture 1,000 Posts Name Dropper
    Forumite
    Thanks as always ETO for running this thread and also a big thank you to all who contribute

    Last week was purple :j
    This week I pledge to spend no more than £5
    Fashion on a ration 2022 61/66 coupons remaining
    Plus 66 coupons rolled over 2021 using for secondhand purchases 56/66 remaining


    One income, home educating family 
This discussion has been closed.
Latest News and Guides