Dilemma; Maintenance Or Savings

1funkymunky

Please can anyone advise , Ive decided after much of a dilemma rather than pay my ex regular maintenance payments for my daughter is to put the money into savings account ! my question " is this legal" at the moment no payments have been set by a court or CSA these will be amicable agreement. The reason I have decided to do this is because my ex is not very good with money and will end up paying off her outstanding debts that "she" accumulated.

I just think if I put this into savings account for my daughter for Holidays and the important things in life (as and when she needs them) then I can draw the money out and pay for it or it can be monitored as to what it will be used for !

newbie1980

your problem with this is the csa is for your ex to look after your daughter and its up to her as to what to spend it on
not fair i know but someone will surely give you more advice

shoe*diva79

You can still put money in savings, but you are legally obligated to give your ex a % of your net salary for her to spend on everyday items your daughter needs - roof over head, clothing, school trips, food, heat blah blah blah.

If your ex goes to the CSA then they will not take your savings as CM for your child.

shoe*diva79

Just seen your bit about your ex paying the rent. I am gobsmacked. You would rather your child homeless when they get evicted for non payment?!

DUTR

1funkymunky wrote: »

Please can anyone , Ive decided after much of a dilemma rather than pay my ex regular maintenace payments for my daughter is to put the money into savings account ! my question " is this legal" at the moment or no payments have been set bya court or CSA the reason I have decided to do this is because my ex is absoloutley useless with money and will end up paying off her mobile phone or the rent for her property etc. I just think if I put this into savings account (as and when she needs something personally) then I can draw the money out and pay for it. Thanks

There is little dilemna, if a CSA case is open then that is what you are legally obliged to do contribute regularly. From what you type the arrangements at present are voluntary and by mutual agreement.
As long as one is not bullying the other, then you both decide what will work best. Once the monies have changed hands, it is not your call on where the money goes, if the other party spends it unwisely, just rest assured you hae played your part.

NotSuchASmugMarriedNow

Please tell us why paying the rent and phone bill is being "useless with money". I'm truly perplexed at your comments.

labyrinth84

Maybe he just wants to make sure his child benefits from the money for things she needs and worded it abit iffy

AnxiousMum

labyrinth84 wrote: »

Maybe he just wants to make sure his child benefits from the money for things she needs and worded it abit iffy

If she is that bad with money - then make the payments directly towards the rent, but note on them that it is child support or something! Putting the money away in a savings account for the child alone - great if he can ensure that her needs are also met. Remember, it takes two parents to raise a child - that's with relationships AND financially! I wonder if the child 'benefits' from the house that the mother has to pay rent on at all? Of course she does.....I know I could be quite happy in a one bed flat if I didn't have kids, but instead, I have a four bedroom house. And yes, as they grow and get on with their lives, I'll downsize

In all likelihood, if she is that bad with money, she knows it too. If the relationship is amicable, maybe they can come to a private arrangement whereby he pays child support - but directly to some of the outgoing costs of the household, and some to the direct needs of his child?

shoe*diva79

I think is amusing how one of the OPs examples of his ex being bad with money is by paying the rent.

wayne0

have you discussed maintenance with your ex...

perhaps come to an amicable agreement where you buy all the clothes shoes etc... and pay an amount of cash weekly...

putting the money in a bank wont fly with the CSA etc...

as said above... if the mother is truely useless with cash, she will know it... and perhaps this will be agreeable to her...

note: CM payments do not effect any benefits... so if she is on benefits the money will get to the kid(s) unlike pre 2010 where only so much of it went to parents on benefits etc...

but its only right the financial support is available to the children now (and as you mention putting the money in a bank you will obviously have no problems parting with the cash any way)

note: CSA payments are 15% of your net income for one child...

wayne0

shoe*diva79 wrote: »

I think is amusing how one of the OPs examples of his ex being bad with money is by paying the rent.

to be fair, paying the rent isn't bad use of the money...

but to spend the money on her mobile bill etc ?... my ex bought a brand new iphone out of the cash i sent her... whilst son was still in clothes that didnt fit him etc...