Yeh Nice One Martin .......... Not

niecsey

That was aimed at them who cme on calling us for reclaiming what we had robbbed of us!

Al_Mac

If you have a problem with a particular post or pster, then press the [EMAIL="abuse@moneysavingexpert.com?subject=Reporting post http://forums.moneysavingexpert.com/showpost.html?p=4430755"][/EMAIL] and send an email to abuse.

If you have a problem with someone just not agreeing with you, you are probably not going to like anywhere on this board.

inmypocketnottheirs

I have just read this whole thread and I for one am glad that Martin shared his knowledge about unfair unlawful bank charges with us and have successfully claimed back MY money. I have no problem with telling everyone I know about it and helping as many friends as I know to get their money back aswel.And because of being able to reclaim I am now nearly free of debt. Good luck to everyone about to or already claiming back. I have nothing but respect for Martin and without this site and peoples help and advice on it alot of peoples lifes would be very much worse off. So Thankyou Martin and Im glad that the profit you get is a big smile because when I read some of the peoples stories about how much they have changed their lives because of this site then you deserve a smile and a big pat on the back.:A

jo-82

"Hard earned money eh? My husband is in the army and was fighting in afghanistan"

do i need to justify how my money was earned ,not that its any of your business but im in the airforce although just about to leave, do you think i havnt been away from my family in foreign OOA's , do you think i havnt suffered with the poor wages and poor housing to begin with.

As soon as i had a family i made sure we would not get into debt and ive maintained that.

Jennie ...

"You assume the majority of people are in debt because of the same reasons as you. You chose to buy luxuries you couldn't afford"

yes i do ..... and its the truth, or are you blind

One other comment, this whole reclaiming bank charges on these boards was instigated by Dave Smith, who was featured on Friday's Tonight programme. He posts regularly on these boards a D_Church24 and it his him that we have to thank for bringing this to our (and ultimately Martin's) attention.

Big up for Dave.:T

Hi,

Just found this site recently & already found it helpful!

I claimed back £1400 last year from HSBC, for charges that were made over a 14 month period. I didn't realise you could go back 6 years.

Having counted all other charges up, it comes to an extra £3300. I do not have the letter sent when we received the first refund - but I have read a few comments on here about HSBC asking customers to sign a letter saying they will make no further claims.

Does anyone know how I stand with this? Would it allow HSBC to legally refuse to refund the £3300?

Thanks for any help or advice you can offer

inmypocketnottheirs

Where is the common sense in charging £35 for not paying an item of say £5.00?

More often than not, those on the 'bread line' have charges racked up into hundreds of pounds when the transactions have been for amounts considerably less than the charge imposed.

When there is blatant abuse of an account, there really ought to be a method of differentiating between hardship and stupidity.

The Co-operative Bank (an oxymoron) have before now confirmed to me that they are more interested in levying charges than they are in providing customer service.

When hardship hits, and not stupidity (i.e. trademarks behaviour of buying unaffordable luxuries) not all of us have friends or family to turn to.

Anyone in that position certainly has my sympathy and total support in getting back from the banks these charges that have been taken out of pure greed.

And don't forget to get interest at 8% per annum. They do pay, and why? Because they know they are in the wrong.

Quad est demonstratum.

trademark

yeh big up for dave....

Thanks i really appreciate the fact that very soon ill be paying for my banking.

new_mum_again

Thankyou for posting that immypocketnottheirs I was not aware of that and would personally like to send a very big THANKYOU to Dave then as he has done a very good job, and helped me out of a big hole that to be honest I never thought I would get out of.:beer:

trademark

"Can l ask you WHAT THE HELL YOU COME ON HERE FOR?"

"That was aimed at them who cme on calling us for reclaiming what we had robbbed of us!"

I think it may of been an attack on those of us who support the banks,

though i have no way of knowing.

krisskross

trademark wrote:

yeh big up for dave....

Thanks i really appreciate the fact that very soon ill be paying for my banking.

Yeah but so will D Church and all the people who are crowing at the moment that they have got one over on the banks. Again i will reiterate that I have no problem with people claiming back the portion of their bank charges deemed to be unlawful. Just wish they wouldn't suggest that some of us do not pay bank charges because we are rich or more fortunate than them, have no idea what it is like to be poor etc. No it is because we don't spend money we haven't got.

Hope you all get your charges back. I trust the banks will have a system put in place where the permanently solvent customers or those who can keep above a certain credit balance will not have to pay any fees for their accounts.

Jennie_2

trademark wrote:

Jennie ...

"You assume the majority of people are in debt because of the same reasons as you. You chose to buy luxuries you couldn't afford"

yes i do ..... and its the truth, or are you blind

I wonder how you might feel if I were to tell you I was blind? How would you feel?

Al_Mac

Jennie wrote:

I wonder how you might feel if I were to tell you I was blind? How would you feel?

As it is only a turn of phrase, shouldn't feel anything. I work with several disabled people, including blind, they don't bat an eyelid, but love able bodied peoples embarresment:o